Ionia County property record for 850 Water St, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,396 sqft · built 1977 |
| Lot Size | 0.571 acres (24,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Dec 2012) |
| Tax Bill | $3,677 (2025) |
| Deeds & Mortgages | Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 40219000003000 |
| Primary APN | 40219000003000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,873 sqft (0.571 acres) |
| Lot Dimensions | 262 ft deep x 95 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 850 WATER ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF BELDING ZAYLERS SUBD LOT 6 |
| Legal Subdivision | BELDING ZAYLERS SUBD |
| Legal Lot Number | 6 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30300 |
850 Water St is owned and occupied by two individuals who bought it in December 2012.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 850 WATER ST, BELDING, MI 48809-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2012 · Amount on File |
| Deed Sale | Dec 31, 2012 · Amount on File |
| Prior Sale | Apr 1, 2008 · Amount on File |
| Deed Book / Page | 627 / 6813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Mar 6, 2017 |
| Property Address | 850 WATER ST, BELDING, MI 48809-1400 |
| Document Number | 0645/2516 |
| Book / Page | 0645 / 2516 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 850 Water St was $3,677 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,400 (+10.99%) Land $26,200 Building $117,200 | $286,800 (+10.99%) Land $52,400 Building $234,400 | |
| 2025 | $3,677.00 Homeowner's exemption | $129,200 Land $21,600 Building $107,600 | $258,400 Land $43,200 Building $215,200 |
| 2023 | $99,700 Land $13,900 Building $85,800 | $199,400 Land $27,800 Building $171,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 850 Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 850 Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELDING serves 5,769 people · EPA ID MI0000560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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