923 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 923 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2007
Square Footage2,739 sqft Heated Area
Lot Size9,540 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2007)
Tax Bill$2,776.00 (2025)

Property Details

APN / Parcel Number

Primary APN143047
Alternative APN
  • 142630006300013350

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,739 sqft Heated Area
Gross Area3,495 sqft Gross Area
1st Floor2,169 sqft 1st Floor
Upper Floors570 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,540 sqft (0.219 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage

Exterior Amenities

Pool Area294 sqft Pool
Deck Area564 sqft Deck
PorchOpen Porch
Porch Area294 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number143047
Street Address923 SENECA TRL
CitySAINT CLOUD
StateFL
Zip34772-7761
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PH 7 PB 18 PG 183-184 LOT 335
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Phase7
Legal Tract63
Legal Block1
Legal Lot Number335
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1014
Census Tract43303

Owner

Source: Osceola County records · APN 143047

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address923 SENECA TRL, SAINT CLOUD, FL 34772-7761
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2007 · Amount on Record
Deed SaleNov 30, 2007 · Amount on Record
Deed Doc Number2007210658
Deed Book / Page3601 / 1875
Record RefreshedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address923 SENECA TRL, SAINT CLOUD, FL 34772-7761
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052322978
DateOct 31, 2017
Book Page5232/2978
Instrument2017156305
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address923 SENECA TRL, SAINT CLOUD, FL 34772-7761
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 SENECA TRL, SAINT CLOUD, FL 34772-7761

Mortgage

Document Number0058542503
DateDec 18, 2020
Book Page5854/2503
Instrument2020172676
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,776.00 (+6.97%) Homeowner's exemption Senior Citizen's exemption$209,653 (+5.99%)$402,800 (-10.39%) Land $78,000 Building $324,800
2023$2,595.00 (+4.09%) Homeowner's exemption Senior Citizen's exemption$197,811 (+3%)$449,500 (+23.56%) Land $60,000 Building $389,500
2022$2,493.00 Homeowner's exemption Senior Citizen's exemption$192,050$363,800 Land $55,000 Building $308,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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