Osceola County property record for 934 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,190 sqft Heated Area |
| Lot Size | 9,235 sqft (0.212 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2013) |
| Tax Bill | $2,977.00 (2025) |
| Primary APN | 143038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,190 sqft Heated Area |
| Gross Area | 2,997 sqft Gross Area |
| 1st Floor | 2,190 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,235 sqft (0.212 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Porch | Open Porch |
| Porch Area | 366 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 143038 |
|---|---|
| Street Address | 934 SENECA TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7760 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 326 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Phase | 7 |
| Legal Tract | 63 |
| Legal Block | 1 |
| Legal Lot Number | 326 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 143038
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 934 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FLORIDA CU |
| Mar 28, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BBMC MORTGAGE LLC |
| Oct 28, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on Record |
| Deed Sale | Oct 31, 2013 · Amount on Record |
| Prior Sale | Aug 09, 2007 · Amount on Record |
| Deed Doc Number | 2013171282 |
| Deed Book / Page | 4523 / 2943 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 934 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 934 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Document Number | 0061342052 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 6134/2052 |
| Instrument | 2022012006 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 934 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051222867 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 5122/2867 |
| Instrument | 2017047162 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 934 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 934 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Document Number | 0058210786 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 5821/786 |
| Instrument | 2020146166 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jun 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 934 SENECA TRL, SAINT CLOUD, FL 34772-7760 |
| Document Number | 0053741449 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 934 SENECA TRL ST CLOUD FL 347727760, ST CLOUD, FL 34772-7760 |
| Document Number | 0053741449 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 005374/001449 |
| Instrument | 114857 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,977.00 (+6.47%) Homeowner's exemption | $209,226 (+5.99%) | $341,900 (-9.72%) Land $78,000 Building $263,900 |
| 2023 | $2,796.00 (+3.79%) Homeowner's exemption | $197,408 (+3%) | $378,700 (+24.2%) Land $60,000 Building $318,700 |
| 2022 | $2,694.00 Homeowner's exemption | $191,659 | $304,900 Land $55,000 Building $249,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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