923 S River St, Franklin, OH 45005 Property Records

Warren County property record for 923 S River St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1913
Lot Size	0.215 acres (9,350 sqft)
Owner	Individual Name on Record
Last Sale	$112,400 (Feb 2021)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-31-153-025-0`

Property Details

APN / Parcel Number

Primary APN	`04-31-153-025-0`
Alternative APNs	`0431153025` `431153025` `2129779`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,204 sqft Living Area
1st Floor Area	280 sqft
2nd Floor Area	462 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Lot Area	9,350 sqft (0.215 acres)
Lot Dimensions	187 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	201 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2129779
Street Address	923 S RIVER ST
City	FRANKLIN
State	OH
Zip	45005-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALLENTINE ADD. LOT 13
Legal Range	5
Legal Township	2
Legal Section	31
Legal Subdivision	BALLENTINE ADD.
Legal Block	779
Legal Lot Number	13
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1014
Census Tract	32502

Owner

Source: Warren County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9675 MONTGY # 102, 102, CINCINNATI, OH 45242
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit MISSION VIEJO HOME LOANS
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Jul 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 27, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	20217059
Prior Transfer Date	Oct 3, 1985
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Aug 12, 2026
Property Address	923 S RIVER ST, FRANKLIN, OH 45005-2746
Document Number	0000022618
Instrument Date	Jul 30, 2026
Instrument	202622618
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 S RIVER ST, FRANKLIN, OH 45005-2746

Mortgage

Document Number	0000022618,
Date	Aug 12, 2026
Instrument	202622618

Lender

Name	MISSION VIEJO HOME LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Feb 12, 2021
Property Address	923 S RIVER ST, FRANKLIN, OH 45005-2746
Document Number	0000007059
Map Reference	MB 2 PG 107
Instrument Date	Feb 11, 2021
Instrument	2021-007059
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 S RIVER ST, FRANKLIN, OH 45005-2746

Mortgage

Document Number	0000007060
Date	Feb 12, 2021
Instrument	2021-007060

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Jul 7, 2020
Property Address	923 S RIVER ST, FRANKLIN, OH 45005-2746
Document Number	0000023880
Instrument Date	May 13, 2020
Instrument	23880
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6665 POWNER FARM DR CINCINNATI OH 452482971, CINCINNATI, OH 45248-2971

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	WARREN OH
Recording Date	Mar 27, 2020
Property Address	923 S RIVER ST, FRANKLIN, OH 45005-2746
Document Number	0000010151
Instrument Date	Mar 25, 2020
Instrument	10151
Transaction Type	Foreclosure
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00 (+27.45%)	$47,620 (+29.49%) Land $8,670 Building $38,950	$136,040 (+29.48%) Land $24,760 Building $111,280
2023	$1,967.00 (+5.41%) Homeowner's exemption	$36,775 (-) Land $4,914 Building $31,861
2022	$1,866.00 Homeowner's exemption	$36,775 Land $4,914 Building $31,861	$105,070 (-) Land $14,040 Building $91,030
2021			$105,070 Land $14,040 Building $91,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	May 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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