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923 Ridgewood Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 923 Ridgewood Rd, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage1,388 sqft Gross Area
Lot Size14,113 sqft (0.324 acres)
OccupancyOwner Occupied
Last Sale$374,500 (2017)
Tax Bill$6,594.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-2167-00480
Alternative APN
  • 1039928

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,388 sqft Gross Area
1st Floor1,388 sqft 1st Floor
Basement Area1,235 sqft Basement
Finished Basement1,235 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1995
Architectural StyleSplit Foyer Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area14,113 sqft (0.324 acres)
Garage Area2,430 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area240 sqft Deck
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1039928
Street Address923 RIDGEWOOD RD
CityDULUTH
StateMN
Zip55804-1736
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0048 BLOCK:000 SERIAL #
Legal SubdivisionHIDDEN VALLEY DIV DULUTH
Legal Lot Number48
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1002
Census Tract700

Owner

Source: St. Louis County records · APN 010-2167-00480

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address923 RIDGEWOOD RD, DULUTH, MN 55804-1736
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HANCOCK MTG PTRS
Oct 17, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HANCOCK MTG PTRS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2017 · Amount on Record
Deed SaleOct 17, 2017 · Amount on Record
Deed Doc Number2017991035
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address923 RIDGEWOOD RD, DULUTH, MN 55804-1736
Document Number00T1023968
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 RIDGEWOOD RD DULUTH MN 558041736, DULUTH, MN 55804-1736

Mortgage

Document Number00T1023968
DateJun 02, 2020
InstrumentT1023968
Lender
NameHANCOCK MTG PTRS
TypeMortgage Company
AddressSUGAR LAND, TX 77478
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 17, 2017
Property Address923 RIDGEWOOD RD, DULUTH, MN 55804-1736
Document Number000T991035
Instrument DateOct 13, 2017
InstrumentT991035
Transaction TypeTransfer
Record UpdatedNov 03, 2017
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,235.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address923 RIDGEWOOD RD DULUTH MN 558041736, DULUTH, MN 55804-1736

Mortgage

Document NumberT991036
DateOct 17, 2017
InstrumentT991036
Lender
NameHANCOCK MTG PTRS
TypeMortgage Company
AddressSUGAR LAND, TX 77478
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 16, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,594.00 (+4.63%) Homeowner's exemption
2025$6,302.00 (-1.35%) Homeowner's exemption$493,200 (+6.27%) Land $69,700 Building $423,500$493,200 (+6.27%) Land $69,700 Building $423,500
2024$6,388.00$464,100 (+12.18%) Land $64,900 Building $399,200$464,100 (+12.18%) Land $64,900 Building $399,200
2022$413,700 Land $45,300 Building $368,400$413,700 Land $45,300 Building $368,400

Flood & Wildfire

923 Ridgewood Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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