St. Louis County property record for 820 Ridgewood Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,708 sqft · built 1981 |
| Lot Size | 0.338 acres (14,758 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (Jul 2013) |
| Tax Bill | $9,424 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2167-00430 |
| Primary APN | 010-2167-00430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Gross Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 670 sqft |
| Finished Basement | 670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,758 sqft (0.338 acres) |
| Garage Area | 572 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Screened Porch |
| Porch Area | 184 sqft |
| Deck Area | 30 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 954501 |
|---|---|
| Street Address | 820 RIDGEWOOD RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0043 BLOCK:000 SERIAL # |
| Legal Subdivision | HIDDEN VALLEY DIV DULUTH |
| Legal Lot Number | 43 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 700 |
Source: St. Louis County records · APN 010-2167-00430
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 RIDGEWOOD RD, DULUTH, MN 55804-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2013 · Amount on Record |
| Deed Sale | Jul 24, 2013 · Amount on Record |
| Deed Document Number | 2013933798 |
| Prior Transfer Date | Feb 28, 2011 |
| Prior Transfer Doc | 0000898177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 820 RIDGEWOOD RD, DULUTH, MN 55804-1733 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001048637 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 1048637 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 18, 2041 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,424.00 (+4.85%) Homeowner's exemption | ||
| 2025 | $8,988.00 (+31.79%) Homeowner's exemption | $668,100 (+6.4%) Land $107,300 Building $560,800 | $668,100 (+6.4%) Land $107,300 Building $560,800 |
| 2024 | $6,820.00 | $627,900 (+39.75%) Land $100,000 Building $527,900 | $627,900 (+39.75%) Land $100,000 Building $527,900 |
| 2022 | $449,300 Land $55,800 Building $393,500 | $449,300 Land $55,800 Building $393,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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