St. Louis County property record for 915 Ridgewood Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,668 sqft · built 1978 |
| Lot Size | 0.353 acres (15,376 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $333,000 (Jul 2016) |
| Tax Bill | $7,376 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2167-00460 |
| Primary APN | 010-2167-00460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Gross Area |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 15,376 sqft (0.353 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1012844 |
|---|---|
| Street Address | 915 RIDGEWOOD RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0046 BLOCK:000 SERIAL # |
| Legal Subdivision | HIDDEN VALLEY DIV DULUTH |
| Legal Lot Number | 46 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 915 RIDGEWOOD RD, DULUTH, MN 55804-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage UNITED STATES SENATE FCU |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MTG |
| Dec 21, 2016 | Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2016 · Amount on Record |
| Deed Sale | Jul 19, 2016 · Amount on Record |
| Deed Document Number | 2016973353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 915 RIDGEWOOD RD, DULUTH, MN 55804-1736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0001044351 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 1044351 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 19, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 915 RIDGEWOOD RD, DULUTH, MN 55804-1736 |
| Document Number | 00T1020715 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | F 915 RIDGEWOOD RD DULUTH MN 55804, DULUTH, MN 55804 |
| Document Number | 00T1020715 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | T1020715 |
| Name | CHERRY CREEK MTG |
|---|---|
| Type | Mortgage Company |
| Address | GREENWOOD VILLAGE, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 18, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 915 RIDGEWOOD RD, DULUTH, MN 55804-1736 |
| Document Number | 000T982863 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 RIDGEWOOD RD DULUTH MN 558041736, DULUTH, MN 55804-1736 |
| Document Number | 000T982863 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | T982863 |
| Name | MINNESOTA POWER EMPS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,376.00 (+5.1%) Homeowner's exemption | ||
| 2025 | $7,018.00 (+2.21%) Homeowner's exemption | $542,900 (+6.35%) Land $73,200 Building $469,700 | $542,900 (+6.35%) Land $73,200 Building $469,700 |
| 2024 | $6,866.00 | $510,500 (+12.87%) Land $68,300 Building $442,200 | $510,500 (+12.87%) Land $68,300 Building $442,200 |
| 2022 | $452,300 Land $47,600 Building $404,700 | $452,300 Land $47,600 Building $404,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures