Lee County property record for 923 Pepper Tree Pl, Sanibel, FL 33957
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,742 sqft · built 1999 |
| Lot Size | 0.486 acres (21,170 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $700,000 (May 2014) |
| Tax Bill | $10,374 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 20-46-22-T4-00100.0920 |
| Primary APN | 20-46-22-T4-00100.0920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 4,299 sqft |
| 1st Floor Area | 2,413 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 21,170 sqft (0.486 acres) |
| Garage Type | Carport |
| Garage Area | 886 sqft |
| Carport | Carport |
| Carport Area | 886 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,432 sqft |
| Deck Area | 48 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10436722 |
|---|---|
| Street Address | 923 PEPPER TREE PL |
| City | SANIBEL |
| State | FL |
| Zip | 33957-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0000 |
| Legal Description | GULF PINES UNREC OR 788 PG 97 PT OF LTS 92 + 93 DESC IN OR 2788 PG 1083 |
| Legal Range | 22E |
| Legal Township | 46S |
| Legal Section | 20 |
| Legal Subdivision | GULF PINES AND GULF SHORES |
| Legal Tract | T4 |
| Legal Block | 2 |
| Legal Lot Number | 92,93 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 80203 |
923 Pepper Tree Pl is owner-occupied and held in a trust since May 2014.
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 923 PEPPER TREE PL, SANIBEL, FL 33957-2911 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2014 · Amount on File |
| Deed Sale | May 1, 2014 · Amount on File |
| Deed Document Number | 201490005 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 923 Pepper Tree Pl was $10,374 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Sanibel City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $757,388 (+2.7%) | $890,291 (-5.11%) Land $449,828 Building $440,463 | |
| 2025 | $10,374.00 Homeowner's exemption | $737,476 | $938,219 Land $500,781 Building $437,438 |
| 2023 | $9,821.00 (+7.5%) Homeowner's exemption | $695,817 (+3%) | $1,261,313 (+20.08%) Land $647,308 Building $614,005 |
| 2022 | $9,136.00 Homeowner's exemption | $675,550 | $1,050,425 Land $352,930 Building $697,495 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 923 Pepper Tree Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 509 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 509 in force |
| Nearby Flood Claims | 809 (1982–2025) |
| Claims Outside the SFHA | 2 of 809 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 923 Pepper Tree Pl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures