923 Oak St, Lafayette, CA 94549 Property Records

Contra Costa County property record for 923 Oak St, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,994 sqft · built 1950
Lot Size	0.308 acres (13,420 sqft)
Owner	Company Name on File
Last Sale	$460,000 (May 2009)
Tax Bill	$9,931 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`241-190-004-2`

Property Details

APN / Parcel Number

Primary APN	`241-190-004-2`
Alternative APN	`241-190-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
1st Floor Area	1,994 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Lot Area	13,420 sqft (0.308 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	923 OAK ST
City	LAFAYETTE
State	CA
Zip	94549-4956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BICKERSTAFF TR LOT 7 BLK 9
Legal Subdivision	BICKERSTAFF
Legal Block	9
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4008
Census Tract	350000

Owner

Source: Contra Costa County records · APN 241-190-004-2

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	923 OAK ST, LAFAYETTE, CA 94549-4956
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2009 · Amount on Record
Deed Sale	May 22, 2009 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	2009118508
Last Transfer Date	Mar 02, 2015
Transfer Doc	0000035867
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	923 OAK ST, LAFAYETTE, CA 94549-4956
Document Number	0000068131
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	923 OAK ST LAFAYETTE CA 945494956, LAFAYETTE, CA 94549-4956

Mortgage

Document Number	0000068131
Date	May 13, 2019
Instrument	68131

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$700,318 (+2%) Land $394,047 Building $306,271
2025	$9,931.00 (+3.51%)	$686,587 (+4.04%) Land $386,321 Building $300,266
2023	$9,594.00 (-1.76%)	$659,928 Land $371,321 Building $288,607
2022	$9,766.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–1998)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 459 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST BAY MUD serves 1,468,000 people
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.