887 Oak St, Lafayette, CA 94549 Property Records

Contra Costa County property record for 887 Oak St, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,511 sqft · built 1955
Lot Size	0.248 acres (10,790 sqft)
Owner	Company Name on Record
Last Sale	$1,650,000 (Sep 2020)
Tax Bill	$15,566 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`241-190-009-1`

Property Details

APN / Parcel Number

Primary APN	`241-190-009-1`
Alternative APN	`241-190-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,511 sqft Living Area
Gross Area	2,937 sqft
1st Floor Area	1,435 sqft
Basement Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	10,790 sqft (0.248 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	887 OAK ST
City	LAFAYETTE
State	CA
Zip	94549-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	BICKERSTAFF TR POR LOT 11 BLK 9
Legal Subdivision	BICKERSTAFF
Legal Block	9
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4008
Census Tract	350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	887 OAK ST, LAFAYETTE, CA 94549-4934
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage QUORUM FEDERAL CREDIT UNION
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Sep 29, 2020	Grant Deed, Transfer · Conventional Mortgage BBVA USA
Sep 4, 2019	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
Feb 20, 2019	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	2020220734
Prior Transfer Date	Mar 17, 1994
Prior Transfer Doc	0000081411
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 10, 2026
Property Address	887 OAK ST, LAFAYETTE, CA 94549-4934
Document Number	0000035980
Instrument Date	Apr 4, 2026
Instrument	202635980
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 OAK ST, LAFAYETTE, CA 94549-4934

Mortgage

Document Number	0000035980,
Date	Apr 10, 2026
Instrument	202635980

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	887 OAK ST, LAFAYETTE, CA 94549-4934
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 OAK ST, LAFAYETTE, CA 94549-4934

Mortgage

Document Number	0000330515
Date	Dec 3, 2021
Instrument	2021-330515

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 29, 2020
Property Address	887 OAK ST, LAFAYETTE, CA 94549-4934
Document Number	0000220734
Map Reference	MB 17 PG 355
Instrument Date	Sep 23, 2020
Instrument	2020-220734
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 OAK ST, LAFAYETTE, CA 94549-4934

Mortgage

Document Number	0000220735
Date	Sep 29, 2020
Instrument	2020-220735

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 4, 2019
Property Address	887 OAK ST, LAFAYETTE, CA 94549-4934
Document Number	0000143897
Instrument Date	Jul 19, 2019
Instrument	143897
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4440 PINE MOUNTAIN WAY DUBLIN CA 945684427, DUBLIN, CA 94568-4427

Mortgage

Document Number	143898
Date	Sep 4, 2019
Instrument	143898

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 20, 2019
Property Address	887 OAK ST, LAFAYETTE, CA 94549-4934
Document Number	0000022328
Instrument Date	Feb 15, 2019
Instrument	22328
Transaction Type	Foreclosure
Record Updated	Mar 1, 2019
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$1,504.77
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,229,853 (+2%) Land $892,413 Building $337,440
2025	$15,566.00 (+3.46%)	$1,205,739 (+4.04%) Land $874,915 Building $330,824
2023	$15,046.00 (-0.59%)	$1,158,921 Land $840,942 Building $317,979
2022	$15,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–1998)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures