911 Oak St, Lafayette, CA 94549 Property Records

Contra Costa County property record for 911 Oak St, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,024 sqft · built 1957
Lot Size	0.369 acres (16,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Mar 2004)
Tax Bill	$13,895 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`241-190-006-7`

Property Details

APN / Parcel Number

Primary APN	`241-190-006-7`
Alternative APN	`241-190-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Lot Area	16,065 sqft (0.369 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	911 OAK ST
City	LAFAYETTE
State	CA
Zip	94549-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BICKERSTAFF TR POR LOTS 9 & 70 BLK 9
Legal Subdivision	BICKERSTAFF
Legal Block	9
Legal Lot Number	9,70
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4008
Census Tract	350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 OAK ST, LAFAYETTE, CA 94549-4936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2004 · Amount on Record
Deed Sale	Mar 15, 2004 · Amount on Record
Prior Sale	Jul 14, 2000 · Amount on Record
Deed Document Number	200484940
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	911 OAK ST, LAFAYETTE, CA 94549-4936
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062110
Date	May 1, 2019
Instrument	2019-062110

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	911 OAK ST, LAFAYETTE, CA 94549-4936
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 OAK ST, LAFAYETTE, CA 94549-4936

Mortgage

Document Number	0000067026
Date	Mar 5, 2021
Instrument	2021-067026

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	911 OAK ST, LAFAYETTE, CA 94549-4936
Document Number	0000078427
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	911 OAK ST LAFAYETTE CA 945494936, LAFAYETTE, CA 94549-4936

Mortgage

Document Number	0000078427
Date	Apr 27, 2020
Instrument	78427

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	911 OAK ST, LAFAYETTE, CA 94549-4936
Document Number	0000011904
Instrument Date	Jan 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 OAK ST LAFAYETTE CA 945494936, LAFAYETTE, CA 94549-4936

Mortgage

Document Number	0000011904
Date	Jan 29, 2019
Instrument	11904

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	911 OAK ST, LAFAYETTE, CA 94549-4936
Document Number	0000010817
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 OAK ST LAFAYETTE CA 945494936, LAFAYETTE, CA 94549-4936

Mortgage

Document Number	0000010817
Date	Jan 18, 2017
Instrument	10817

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,111,434 (+2%) Land $574,279 Building $537,155
2025	$13,895.00 (+3.61%) Homeowner's exemption	$1,089,642 (+4.04%) Land $563,019 Building $526,623
2023	$13,411.00 (+1.57%) Homeowner's exemption	$1,047,332 Land $541,157 Building $506,175
2022	$13,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–1998)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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