923 Edgewater Dr, Naperville, IL 60540 Property Records

DuPage County property record for 923 Edgewater Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,477 sqft · built 1959
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$557,000 (May 2021)
Tax Bill	$12,873 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-312-006`

Property Details

APN / Parcel Number

Primary APN	`08-19-312-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,477 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	2,126 sqft
Basement Area	702 sqft
Finished Basement	351 sqft
Unfinished Basement	351 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Wood Siding
Lot Area	14,375 sqft (0.33 acres)
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	923 EDGEWATER DR
City	NAPERVILLE
State	IL
Zip	60540-7436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT NO 10
Legal Subdivision	MOSER HIGHLANDS
Legal Block	4
Legal Lot Number	6
Legal Unit	10
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1038
Census Tract	846209

Owner

923 Edgewater Dr is owned by two individuals who acquired it in May 2024.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24130 BRANCASTER DR, NAPERVILLE, IL 60564-8063
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Apr 24, 2014 · Amount on File
Deed Document Number	202181200
Last Transfer Date	May 13, 2024
Transfer Doc	0000032335
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	May 25, 2021
Property Address	923 EDGEWATER DR, NAPERVILLE, IL 60540-7436
Document Number	0000081200
Map Reference	DOC 867585
Instrument Date	Mar 12, 2021
Instrument	R2021-081200
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 KILLDEER DR, NAPERVILLE, IL 60565-2363

Mortgage

Document Number	0000081201
Date	May 25, 2021
Instrument	R2021-081201

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 923 Edgewater Dr was $12,873, up 3.4% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,873.00 (+3.4%)	$220,578 (+8.53%) Land $109,070 Building $111,508	$661,734 (+8.53%) Land $327,210 Building $334,524
2024	$12,450.00	$203,242 Land $100,498 Building $102,744	$609,726 Land $301,494 Building $308,232
2022	$11,620.00	$179,560 Land $88,790 Building $90,770	$538,680 Land $266,370 Building $272,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 923 Edgewater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	16 (1983–2016)
Claims Outside the SFHA	11 of 16
Most Recent Claim	May 2016 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20