903 Edgewater Dr, Naperville, IL 60540 Property Records

DuPage County property record for 903 Edgewater Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details6.5 ba · 7,628 sqft · built 2005
Lot Size0.33 acres (14,375 sqft)
Owner2 Company Names on Record
Last Sale$1,135,000 (Mar 2020)
Tax Bill$36,960 (2025)
Deeds & MortgagesApr 2022 Transfer
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-19-312-001

Property Details

APN / Parcel Number

Primary APN08-19-312-001

Interior

Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area7,628 sqft Living Area
Gross Area8,518 sqft
1st Floor Area2,254 sqft
2nd Floor Area2,555 sqft
Basement Area2,520 sqft
Finished Basement1,630 sqft
Unfinished Basement890 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Lot Area14,375 sqft (0.33 acres)
Garage Area782 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address903 EDGEWATER DR
CityNAPERVILLE
StateIL
Zip60540-7436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT NO 10
Legal SubdivisionMOSER HIGHLANDS
Legal Block4
Legal Lot Number1
Legal Unit10
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1038
Census Tract846209

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address903 EDGEWATER DR, NAPERVILLE, IL 60540-7436
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Intrafamily Transfer, Transfer
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Mar 9, 2020Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Mar 9, 2020Quit Claim Deed, Transfer
GLOBAL AMERICAN TITLE AGENCY INC, GLOBAL AMERICAN TITLE AGCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2020 · Amount on Record
Deed SaleMar 9, 2020 · Amount on Record
Prior SaleOct 31, 2005 · Amount on Record
Deed Document Number202023519
Prior Transfer DateFeb 27, 2020
Prior Transfer Doc0000023518
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateApr 28, 2022
Property Address903 EDGEWATER DR, NAPERVILLE, IL 60540-7436
Document Number0000042653
Map ReferenceDOC 867585
Instrument DateApr 13, 2022
InstrumentR2022-042653
Transaction TypeTransfer
Record UpdatedMay 13, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address903 EDGEWATER DR, NAPERVILLE, IL 60540-7436

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address903 EDGEWATER DR, NAPERVILLE, IL 60540-7436
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057479
DateApr 12, 2021
InstrumentR2021-057479
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateMay 1, 2036
Change FrequencyMonthly
Min Rate At Change3%
Max Rate At Change7.62%
Index1-Month LIBOR
Margin3
Max Rate7.62%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMar 9, 2020
Property Address903 EDGEWATER DR, NAPERVILLE, IL 60540-7436
Document Number0000023519
Map ReferenceDOC 867585
Instrument DateFeb 28, 2020
InstrumentR2020-023519
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGLOBAL AMERICAN TTL AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address903 EDGEWATER DR, NAPERVILLE, IL 60540-7436

Mortgage

Document Number0000023521
DateMar 9, 2020
InstrumentR2020-023521
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.65%
Type Change DateApr 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.65%
Index1-Year LIBOR
Max Rate8.65%

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateMar 9, 2020
Property Address903 EDGEWATER DR, NAPERVILLE, IL 60540-7436
Document Number0000023518
Instrument DateFeb 27, 2020
Instrument23518
Transaction TypeTransfer
Record UpdatedApr 16, 2020
Title CompanyGLOBAL AMERICAN TITLE AGENCY INC, GLOBAL AMERICAN TITLE AGCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address903 EDGEWATER DR NAPERVILLE IL 605407436, NAPERVILLE, IL 60540-7436

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,960.00 (+7.09%)$641,315 (+18.92%) Land $164,378 Building $476,937$1,923,945 (+18.92%) Land $493,134 Building $1,430,811
2022$34,514.00 Homeowner's exemption$539,300 Land $138,230 Building $401,070$1,617,900 Land $414,690 Building $1,203,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims16 (1983–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimMay 2016 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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