1045 Edgewater Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1045 Edgewater Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 1960
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Mar 1994)
Tax Bill	$10,199 (2025)
Deeds & Mortgages	Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-19-312-025`

Property Details

APN / Parcel Number

Primary APN	`08-19-312-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,925 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	1,540 sqft
Basement Area	846 sqft
Finished Basement	385 sqft
Unfinished Basement	461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Lot Area	10,454 sqft (0.24 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1045 EDGEWATER DR
City	NAPERVILLE
State	IL
Zip	60540-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT 13
Legal Subdivision	MOSER HIGHLANDS
Legal Block	1
Legal Lot Number	10
Legal Unit	13
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1038
Census Tract	846209

Owner

1045 Edgewater Dr is owned and occupied by two individuals who bought it in March 1994.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10034 E INDIGO ST, MESA, AZ 85207-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1994 · Amount on File
Deed Sale	Mar 30, 1994 · Amount on File
Deed Document Number	199475627
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 28, 2017
Property Address	1045 EDGEWATER DR, NAPERVILLE, IL 60540-7431
Document Number	0000088350
Instrument Date	Aug 15, 2017
Instrument	88350
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10034 E INDIGO ST MESA AZ 852079609, MESA, AZ 85207-9609

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Edgewater Dr was $10,199 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,199.00	$190,766 Land $109,070 Building $81,696	$572,298 Land $327,210 Building $245,088
2022	$9,338.00 Homeowner's exemption Senior Citizen's exemption	$155,300 Land $88,790 Building $66,510	$465,900 Land $266,370 Building $199,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	16 (1983–2016)
Claims Outside the SFHA	11 of 16
Most Recent Claim	May 2016 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20