Baldwin County property record for 9228 Hammock Rd, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,687 sqft · built 2003 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (May 2021) |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 62-02-09-0-001-048 |
| Primary APN | 62-02-09-0-001-048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,687 sqft Heated Area |
| 1st Floor Area | 1,687 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 244 ft deep x 88 ft wide |
| View / Lot | Waterfront / Beach |
| Utility Building | 36 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 342917 |
|---|---|
| Street Address | 9228 HAMMOCK RD |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 89.2' X 209' LOT 20 IDLEWILD ESTATES SEC 9-8-5 PB5 P78 (WD/SURVIVORSHIP) |
| Legal Range | 05 |
| Legal Township | 08 |
| Legal Section | 09 |
| Legal Subdivision | IDLEWILD ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 11601 |
Source: Baldwin County records · APN 62-02-09-0-001-048
Assessment roll updated April 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33500 HELMS LN, LILLIAN, AL 36549-5595 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 31, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Deed Document Number | 20211917232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 26, 2021 |
| Property Address | 9228 HAMMOCK RD, ELBERTA, AL 36530-5437 |
| Document Number | 0001917232 |
| Map Reference | MB 05 PG 78 |
| Instrument Date | May 21, 2021 |
| Instrument | 1917232 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8340 LILLIAN HWY, PENSACOLA, FL 32506-3752 |
| Name | Verified Name |
|---|
| Document Number | 0001917233 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 1917233 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9228 HAMMOCK RD, ELBERTA, AL 36530-5437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001625307 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 1625307 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | ELBERTA, AL 36530 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (+2.8%) | $81,320 (+2.83%) Land $25,840 Building $55,480 | $410,800 (+3.89%) Land $130,500 Building $280,300 |
| 2023 | $2,214.00 (+22.59%) | $79,080 (+22.6%) | $395,400 (+22.6%) Land $110,000 Building $285,400 |
| 2022 | $1,806.00 (+404.47%) | $64,500 | $322,500 Land $103,700 Building $218,800 |
| 2021 | $358.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Moderate above 69% of the US · above 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
Based on FCC filings for 33 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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