9186 Hammock Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 9186 Hammock Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 2003
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2021)
Tax Bill	$1,479 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`62-02-09-0-001-045`

Property Details

APN / Parcel Number

Primary APN	`62-02-09-0-001-045`
Alternative APNs	`506673` `383463` `30391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,952 sqft Heated Area
1st Floor Area	1,952 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	89,734 sqft (2.06 acres)
Lot Dimensions	447 ft deep x 185 ft wide
View / Lot	Waterfront / Beach
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	506673
Street Address	9186 HAMMOCK RD
City	ELBERTA
State	AL
Zip	36530-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	185'(S) X 447'(S) 566'(D) IRR LOTS 23 AND 24 IDLEWILD ESTATES SEC 9-T8S-R5E PB5 P78 (QCD/SURVIVORSHIP)
Legal Subdivision	IDLEWILD ESTATES
Legal Lot Number	23-24
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4042
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9186 HAMMOCK RD, ELBERTA, AL 36530-5413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS FIRST CU
Jan 3, 2017	Deed of Trust, Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA
Oct 6, 2021	Correction Deed · Conventional Mortgage MEMBERS FIRST CU
Sep 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	20211949397
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0001949397
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9186 HAMMOCK RD, ELBERTA, AL 36530-5413
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002209960
Date	Sep 11, 2025
Instrument	2209960

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2040

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9186 HAMMOCK RD, ELBERTA, AL 36530-5413
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	ALAMABA LAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001610819
Date	Jan 3, 2017
Instrument	1610819

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2022

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 6, 2021
Property Address	9186 HAMMOCK RD, ELBERTA, AL 36530-5413
Document Number	0001949397
Map Reference	MB 5 PG 76
Instrument Date	Sep 29, 2021
Instrument	1949397
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9186 HAMMOCK RD, ELBERTA, AL 36530-5413

Mortgage

Document Number	0001949398
Date	Oct 6, 2021
Instrument	1949398

Lender

Name	MEMBERS FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Sep 9, 2021
Property Address	9186 HAMMOCK RD, ELBERTA, AL 36530-5413
Document Number	0001942670
Instrument Date	Sep 7, 2021
Instrument	1942670
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9186 HAMMOCK RD, ELBERTA, AL 36530-5413

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,479.00 (+7.17%) Homeowner's exemption
2025	$1,380.00 (+4.7%)	$50,900 (+4.56%) Land $20,620 Building $30,280	$515,700 (+5.96%) Land $209,000 Building $306,700
2023	$1,318.00 (+21.25%) Homeowner's exemption	$48,680 (+20.38%)	$486,700 (+20.38%) Land $176,200 Building $310,500
2022	$1,087.00 (+22.82%) Homeowner's exemption	$40,440	$404,300 Land $166,300 Building $238,000
2021	$885.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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