9248 Hammock Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 9248 Hammock Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,006 sqft · built 1986
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,000 (Sep 2024)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Oct 2023 Sale & Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`62-02-09-0-001-050.002`

Property Details

APN / Parcel Number

Primary APN	`62-02-09-0-001-050.002`
Alternative APNs	`552874` `201848` `76346`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,006 sqft Heated Area
1st Floor Area	2,006 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	316 ft deep x 75 ft wide
View / Lot	Waterfront / Beach
Utility Building	80 sqft
Boat Access	Boat Access
Boat House	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	552874
Street Address	9248 HAMMOCK RD
City	ELBERTA
State	AL
Zip	36530-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 IDLEWOOD ESTATES SUB MB5 PG78
Legal Subdivision	IDLEWILD ESTATES
Legal Lot Number	18
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4042
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9248 HAMMOCK RD, ELBERTA, AL 36530-5437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer · Line of Credit RENASANT BANK
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Prior Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	20242146011
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 23, 2023
Property Address	9248 HAMMOCK RD, ELBERTA, AL 36530-5437
Document Number	0002091998
Map Reference	MB 5 PG 78
Instrument Date	Oct 20, 2023
Instrument	2091998
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26373 US HIGHWAY 98, ELBERTA, AL 36530-2877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13098 SHAMBLIN RD, NORTHPORT, AL 35473-7804

Mortgage

Document Number	0002091999
Date	Oct 23, 2023
Instrument	2091999

Lender

Name	RENASANT BANK
Type	Bank
Address	TUSCALOOSA, AL 35401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2028

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9248 HAMMOCK RD, ELBERTA, AL 36530-5437
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9248 HAMMOCK RD, ELBERTA, AL 36530-5437

Mortgage

Document Number	0002076629
Date	Jul 26, 2023
Instrument	2076629

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9248 HAMMOCK RD, ELBERTA, AL 36530-5437
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001897434
Date	Mar 12, 2021
Instrument	1897434

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 16, 2017
Property Address	9248 HAMMOCK RD, ELBERTA, AL 36530-5437
Document Number	0001660931
Instrument Date	Oct 13, 2017
Instrument	1660931
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	26373 US HIGHWAY 98 ELBERTA AL 365302877, ELBERTA, AL 36530-2877

Mortgage

Document Number	1660932
Date	Oct 16, 2017
Instrument	1660932

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00 (+5.62%)
2025	$1,174.00	$41,940 (+17.61%) Land $12,720 Building $29,220	$419,300 (+17.62%) Land $127,100 Building $292,200
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$35,660 (+22.46%)	$356,500 (+22.42%) Land $98,200 Building $258,300
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$29,120	$291,200 Land $93,000 Building $198,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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