922 River Fish Rd, Watson, OK 74963 Property Records

McCurtain County property record for 922 River Fish Rd, Watson, OK 74963

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,960 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$982 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-22-01S-26E-4-004-00`

Property Details

APN / Parcel Number

Primary APN	`0000-22-01S-26E-4-004-00`
Alternative APN	`805`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	874 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	805
Street Address	922 RIVER FISH RD
City	WATSON
State	OK
Zip	74963-5069
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	SEC.22-1-26 B884/P235, B1076/P44 PT W2SWSE DES AS FOL;COMM AT SW COR SWSE;TH N 0004' 20" W669.79';TH S 8957' 44" E40' TO PO
Legal Range	26E
Legal Township	01S
Legal Section	22
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	2
Census Block	2060
Census Tract	98200

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	922 RIVER FISH RD, WATSON, OK 74963-5069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · FHA Mortgage TEXANA BANK NA
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 5, 2013
Transfer Doc	2001529293
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	922 RIVER FISH RD, WATSON, OK 74963-5069
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 RIVER FISH RD, WATSON, OK 74963-5069

Mortgage

Document Number	001252/646
Date	Oct 31, 2025
Book Page	1252/646
Instrument	I-2025-637527

Lender

Name	TEXANA BANK NA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	922 RIVER FISH RD, WATSON, OK 74963-5069
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1076/29
Date	Apr 5, 2021
Book Page	1076/29
Instrument	2001-591288

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	922 RIVER FISH RD, WATSON, OK 74963-5069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0979/199
Date	Dec 18, 2017
Book Page	0979/199
Instrument	2001-561924

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	922 RIVER FISH RD, WATSON, OK 74963-5069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1034/045
Date	Jan 28, 2020
Book Page	1034/045
Instrument	2001-579381

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Smithville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,459 (+3.01%) Land $499 Building $12,960	$122,355 (-26.88%) Land $4,536 Building $117,819
2025	$982.00 (+4.58%) Homeowner's exemption	$13,066 (+6.08%) Land $484 Building $12,582	$167,345 (+16.48%) Land $13,281 Building $154,064
2023	$939.00 Homeowner's exemption	$12,317 Land $461 Building $11,856	$143,668 Land $5,478 Building $138,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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