616 River Fish Rd, Watson, OK 74963 Property Records

McCurtain County property record for 616 River Fish Rd, Watson, OK 74963 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1943
Lot Size	3.38 acres (147,233 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Feb 2023)
Tax Bill	$346 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39689`

Property Details

APN / Parcel Number

Primary APN	`39689`
Alternative APN	`0000-22-01S-26E-4-006-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area

Exterior

Year Built	Built 1943
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	147,233 sqft (3.38 acres)
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39689
Street Address	616 RIVER FISH RD
City	WATSON
State	OK
Zip	74963-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22-1-26 B794/P164, B1157/P547, B1161/P866 BEG 570'S OF NE COR SWSE TH S250' W735' N100' TH N'EASTERLY TO PT 240'W OF POB
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	2
Census Block	2060
Census Tract	98200

Owner

Source: McCurtain County records · APN 39689

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1117 RIVER FISH RD, WATSON, OK 74963-5068
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2026	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit THE UNION BANK OF MENA
Feb 09, 2023	Warranty Deed, Transfer · Closed-End Mortgage THE UNION BANK OF MENA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2023 · Amount on Record
Deed Sale	Feb 09, 2023 · Amount on Record
Deed Document Number	I-2001-614026
Deed Book / Page	1161 / 866
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	616 RIVER FISH RD, WATSON, OK 74963-5066
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 RIVER FISH RD, WATSON, OK 74963-5066

Mortgage

Document Number	001264/108
Date	Mar 04, 2026
Book Page	1264/108
Instrument	I-2026-639997

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Dec 01, 2045

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	1117 RIVER FISH RD, WATSON, OK 74963-5068
Transaction Type	Mortgage
Record Updated	Dec 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RIVER FISH RD 100, WATSON, OK 74963

Mortgage

Document Number	001104/788
Date	Nov 18, 2021
Book Page	1104/788
Instrument	2021-598835

Lender

Name	THE UNION BANK OF MENA
Type	Bank
Address	MENA, AR 71953

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Oct 22, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Feb 09, 2023
Property Address	1117 RIVER FISH RD, WATSON, OK 74963-5068
Document Number	001161/866
Book / Page	1161 / 866
Instrument Date	Feb 06, 2023
Instrument	I-2001-614026
Transaction Type	Transfer
Record Updated	Dec 05, 2023

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1117 RIVER FISH RD, WATSON, OK 74963-5068

Mortgage

Document Number	I2001614027
Date	Feb 09, 2023
Instrument	I-2001-614027

Lender

Name	THE UNION BANK OF MENA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 06, 2043

Tax Assessment & Valuation

Source: McCurtain County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Smithville Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$346.00 (+24.91%)	$4,256 (+27.5%) Land $1,904 Building $2,352	$38,691 (+27.52%) Land $17,305 Building $21,386
2023	$277.00	$3,338 Land $744 Building $2,594	$30,340 Land $6,760 Building $23,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCurtain County (40089C), updated July 22, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 72% of the US · above 38% of Oklahoma
Wildfire Likelihood	About 1 in 232 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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