922 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 922 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,162 sqft · built 1986
Lot Size	0.649 acres (28,270 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Mar 2023)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2007 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18A 1 35`

Property Details

APN / Parcel Number

Primary APN	`18A 1 35`
Alternative APN	`8449`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
Gross Area	4,160 sqft
1st Floor Area	2,162 sqft
Basement Area	636 sqft
Unfinished Basement	636 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1997
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,270 sqft (0.649 acres)
Terrain	Rolling
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	268 sqft
Deck Area	140 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8449
Street Address	922 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230000763 ASHLAWN-1 LOT 35 28,251 SF
Legal Block	3
Legal Lot Number	35
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1025
Census Tract	20104

Owner

922 Jefferson Dr is owned by two individuals who bought it in March 2023.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9532 FARLEIGH WAY, ASHLAND, VA 23005-7499
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 5, 2007	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Jun 15, 2022 · Amount on File
Deed Document Number	2023763
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	922 JEFFERSON DR, PALMYRA, VA 22963-3305
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000764
Date	Mar 27, 2023
Instrument	230000764

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	Monthly
Min Rate At Change	2.5%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	922 JEFFERSON DR, PALMYRA, VA 22963-3305
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000723/841
Date	Apr 5, 2007
Book Page	723/841
Instrument	1870

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 922 Jefferson Dr was $4,147.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,380 (-) Land $145,000 Building $404,380	$549,380 (-) Land $145,000 Building $404,380
2025	$4,147.00	$549,380 Land $145,000 Building $404,380	$549,380 Land $145,000 Building $404,380
2023		$341,500 Land $145,000 Building $196,500	$341,500 Land $145,000 Building $196,500
2022	$2,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 922 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 922 Jefferson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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