917 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 917 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2001
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$169,500 (Jul 2009)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2012 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18A 1 274`

Property Details

APN / Parcel Number

Primary APN	`18A 1 274`
Alternative APN	`9244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,808 sqft
Finished Basement	1,808 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Terrain	Rolling
Porch	Slab
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9244
Street Address	917 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210003856 ASHLAWN-1 LOT 274 12,000 SF
Legal Subdivision	ASHLAWN LAKE MONTICELLO
Legal Block	27
Legal Lot Number	274
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1023
Census Tract	20104

Owner

917 Jefferson Dr is owned and occupied by an individual who acquired it in August 2009.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT INC
Sep 20, 2012	Deed of Trust, Mortgage · VA Mortgage BANK OF AMERICA NA
May 28, 2008	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING GROUP INC
Jul 24, 2013	Deed of Trust, Mortgage · VA Mortgage BANK OF AMERICA NA
Aug 2, 2021	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Sep 2, 2009	Gift Deed, Transfer
Sep 2, 2009	Gift Deed, Transfer
Jul 23, 2009	Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2009 · Amount on File
Deed Sale	Jul 23, 2009 · Amount on File
Deed Document Number	20092967
Deed Book / Page	798 / 735
Last Transfer Date	Aug 26, 2009
Transfer Doc	000801/923
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003363
Date	Sep 1, 2020
Instrument	200003363

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000874/652
Date	Sep 20, 2012
Book Page	874/652
Instrument	1203290

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2042

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000766/764
Date	May 28, 2008
Book Page	766/764
Instrument	2454

Lender

Name	PROVIDENT FUNDING GROUP INC
Type	Mortgage Company
Address	HENRICO, VA 23229

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2038

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000900/652
Date	Jul 24, 2013
Book Page	900/652
Instrument	1303011

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Nov 1, 2042

Interest

Rate	3.87%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 2, 2021
Property Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Document Number	0210003856
Map Reference	DB 74 PG 494
Instrument Date	Jul 28, 2021
Instrument	210003856
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312

Mortgage

Document Number	0210003857
Date	Aug 2, 2021
Instrument	210003857

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2009: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 2, 2009
Property Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Document Number	000801/923
Book / Page	801 / 923
Map Reference	DD74 PG494-499
Instrument Date	Aug 26, 2009
Instrument	0903536
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312

September 2009: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 2, 2009
Property Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Document Number	000801/923
Book / Page	801 / 923
Map Reference	DD74 PG494
Instrument Date	Aug 26, 2009
Instrument	3536
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312

July 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 23, 2009
Property Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312
Document Number	000798/735
Book / Page	798 / 735
Map Reference	DD74 PG494-499
Instrument Date	Jul 21, 2009
Instrument	0902967
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 JEFFERSON DR, PALMYRA, VA 22963-3312

Mortgage

Document Number	0000902968
Date	Jul 23, 2009
Instrument	0902968

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 917 Jefferson Dr was $1,947, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,900 (-) Land $30,000 Building $227,900	$257,900 (-) Land $30,000 Building $227,900
2025	$1,947.00 (+0.67%)	$257,900 Land $30,000 Building $227,900	$257,900 Land $30,000 Building $227,900
2024	$1,934.00
2023		$168,300 Land $30,000 Building $138,300	$168,300 Land $30,000 Building $138,300
2022	$1,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 917 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 Jefferson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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