918 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 918 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,668 sqft · built 1981
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Feb 2021)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2006 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18A 1 37`

Property Details

APN / Parcel Number

Primary APN	`18A 1 37`
Alternative APN	`10993`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	1,010 sqft
Basement Area	1,668 sqft
Finished Basement	1,668 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,634 sqft (0.313 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	483 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	187 sqft
Deck Area	120 sqft
Patio Area	310 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10993
Street Address	918 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210000793 ASHLAWN-1 LOT 37 13,649 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	3
Legal Lot Number	37
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1025
Census Tract	20104

Owner

918 Jefferson Dr is owned and occupied by an individual who bought it in February 2021.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	918 JEFFERSON DR, PALMYRA, VA 22963-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 25, 2006	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Feb 19, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 5, 2015	Bargain and Sale Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Jan 5, 2015 · Amount on File
Deed Document Number	2021793
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	918 JEFFERSON DR, PALMYRA, VA 22963-3305
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001700985
Date	Mar 29, 2017
Instrument	1700985

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	918 JEFFERSON DR, PALMYRA, VA 22963-3305
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000697/683
Date	Aug 25, 2006
Book Page	697/683
Instrument	5073

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 24, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 19, 2021
Property Address	918 JEFFERSON DR, PALMYRA, VA 22963-3305
Document Number	0210000793
Map Reference	DB 142 PG 697
Instrument Date	Feb 1, 2021
Instrument	210000793
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 JEFFERSON DR, PALMYRA, VA 22963-3305

Mortgage

Document Number	0210000794
Date	Feb 19, 2021
Instrument	210000794

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

January 2015: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 5, 2015
Property Address	918 JEFFERSON DR, PALMYRA, VA 22963-3305
Document Number	0001500016
Map Reference	DB 74 PG 494-498
Instrument Date	Dec 19, 2014
Instrument	1500016
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 JEFFERSON DR, PALMYRA, VA 22963-3305

Mortgage

Document Number	0001500017
Date	Jan 5, 2015
Instrument	1500017

Lender

Name	PRIMELENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 918 Jefferson Dr was $5,299.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,920 (-) Land $190,000 Building $511,920	$701,920 (-) Land $190,000 Building $511,920
2025	$5,299.00	$701,920 Land $190,000 Building $511,920	$701,920 Land $190,000 Building $511,920
2023		$532,700 Land $190,000 Building $342,700	$532,700 Land $190,000 Building $342,700
2022	$4,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 918 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 Jefferson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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