922 Caroline Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 922 Caroline Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,183 sqft · built 2007
Owner	Individual Name on File
Last Sale	$350,000 (Apr 2017)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1208O-01-009.040`

Property Details

APN / Parcel Number

Primary APN	`1208O-01-009.040`
Alternative APN	`129570`

Interior

Full Baths	2 Baths
Building Area	3,183 sqft Adjusted Area
1st Floor Area	2,644 sqft
2nd Floor Area	144 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	129570
Street Address	922 CAROLINE DR
City	BILOXI
State	MS
Zip	39532-6500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 TAYLOR OAKS SUBD SEC 12-7-10
Legal Range	10
Legal Township	07
Legal Section	12
Legal Subdivision	TAYLOR OAKS SUBD
Legal Lot Number	40
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2024
Census Tract	3311

Owner

922 Caroline Dr is owned and occupied by an individual who bought it in April 2017.

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	922 CAROLINE DR, BILOXI, MS 39532-6500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage BANCORPSOUTH BANK
Apr 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Prior Sale	Dec 21, 2006
Deed Document Number	2017-0000780-D-J2
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	922 CAROLINE DR, BILOXI, MS 39532-6500
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170001827TJ2
Date	Jun 19, 2017
Instrument	2017-0001827-T-J2

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38804

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Apr 11, 2017
Property Address	922 CAROLINE DR, BILOXI, MS 39532-6500
Document Number	20170000780DJ2
Map Reference	PL 24 PG 1-2
Instrument Date	Apr 10, 2017
Instrument	2017-0000780-D-J2
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 EASTVIEW DR, BILOXI, MS 39531-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	922 CAROLINE DR, BILOXI, MS 39532-6500

Tax Assessment & Valuation

The 2025 property tax bill for 922 Caroline Dr was $3,415 with exemptions applied, up 5.3% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,415.00 (+5.3%) Homeowner's exemption Disabled Person's exemption	$33,240	$332,398 Land $50,000 Building $282,398
2024	$3,243.00 (+1.98%)
2023	$3,180.00 Homeowner's exemption Disabled Person's exemption	$31,703	$317,029 Land $50,000 Building $267,029
2022	$3,180.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 922 Caroline Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	8 (1998–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 922 Caroline Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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