920 Caroline Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 920 Caroline Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,182 sqft · built 2013
Lot Size	0.23 acres (10,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$458,990 (Mar 2022)
Tax Bill	$5,718 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1208O-01-009.039`

Property Details

APN / Parcel Number

Primary APN	`1208O-01-009.039`
Alternative APN	`129569`

Interior

Full Baths	1 Bath
Building Area	3,182 sqft Adjusted Area
1st Floor Area	2,347 sqft
2nd Floor Area	351 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,028 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 CAROLINE DR
City	BILOXI
State	MS
Zip	39532-6500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 TAYLOR OAKS SUBD SEC 12-7-10
Legal Range	10W
Legal Township	07S
Legal Section	12
Legal Subdivision	TAYLOR OAKS SUBD
Legal Lot Number	39
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2024
Census Tract	3311

Owner

Source: Harrison County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 CAROLINE DR, BILOXI, MS 39532-6500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage CHARTER BANK
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Apr 5, 2018
Deed Document Number	20222029
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	920 CAROLINE DR, BILOXI, MS 39532-6500
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20170002700TJ2
Date	Sep 11, 2017
Instrument	2017-0002700-T-J2

Lender

Name	CHARTER BANK
Type	Bank
Address	BILOXI, MS 39532

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2018

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	920 CAROLINE DR, BILOXI, MS 39532-6500
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20220004391TJ2
Date	May 31, 2022
Instrument	2022-0004391-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Mar 15, 2022
Property Address	920 CAROLINE DR, BILOXI, MS 39532-6500
Document Number	20220002029DJ2
Map Reference	PB 24 PG 2
Instrument Date	Mar 15, 2022
Instrument	2022-0002029-D-J2
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	784 DESTINY PLANTATION BLVD, BILOXI, MS 39532-4601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAROLINE DR, BILOXI, MS 39532-6500

Mortgage

Document Number	20220002030TJ2
Date	Mar 15, 2022
Instrument	2022-0002030-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,718.00 (+4.88%)	$51,159 (+3.94%)	$341,061 (+3.94%) Land $50,000 Building $291,061
2024	$5,452.00 (+0.93%)
2023	$5,402.00	$49,220	$328,131 Land $50,000 Building $278,131
2022	$5,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	8 (1998–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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