918 Caroline Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 918 Caroline Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,364 sqft · built 2013
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2019)
Tax Bill	$3,777 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1208O-01-009.038`

Property Details

APN / Parcel Number

Primary APN	`1208O-01-009.038`
Alternative APN	`129568`

Interior

Full Baths	2 Baths
Building Area	3,364 sqft Adjusted Area
1st Floor Area	2,013 sqft
2nd Floor Area	888 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	129568
Street Address	918 CAROLINE DR
City	BILOXI
State	MS
Zip	39532-6500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 TAYLOR OAKS SUBD SEC 12-7-10
Legal Range	10
Legal Township	07
Legal Section	12
Legal Subdivision	TAYLOR OAKS SUBD
Legal Lot Number	38
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2024
Census Tract	3311

Owner

918 Caroline Dr is owned and occupied by an individual who bought it in July 2019.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	423 COVE DR, BILOXI, MS 39531-2001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage KEESLER FCU
Nov 10, 2021	Deed of Trust, Mortgage · VA Mortgage BROKERS SOLUTIONS INC
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage KEESLER FCU
Jul 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Prior Sale	Jun 12, 2012
Deed Document Number	2019-0002086-D-J2
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	918 CAROLINE DR, BILOXI, MS 39532-6500
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192037TJ2
Date	Jul 16, 2019
Instrument	2019-2037-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	918 CAROLINE DR, BILOXI, MS 39532-6500
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210019091
Date	Nov 10, 2021
Instrument	20210019091

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	918 CAROLINE DR, BILOXI, MS 39532-6500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192037TJ2
Date	Jul 16, 2019
Instrument	2019-2037-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 16, 2019
Property Address	918 CAROLINE DR, BILOXI, MS 39532-6500
Document Number	20192086DJ2
Instrument Date	Jul 15, 2019
Instrument	2019-2086-D-J2
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 RUE CHATEAUGUAY, OCEAN SPRINGS, MS 39564-3058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 COVE DR, BILOXI, MS 39531-2001

Tax Assessment & Valuation

The 2025 property tax bill for 918 Caroline Dr was $3,777 with exemptions applied, up 5.4% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,777.00 (+5.44%) Homeowner's exemption Disabled Person's exemption	$36,484	$364,837 Land $50,000 Building $314,837
2024	$3,582.00 (+0.99%)
2023	$3,547.00 Homeowner's exemption Disabled Person's exemption	$35,048	$350,478 Land $50,000 Building $300,478
2022	$3,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 918 Caroline Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	8 (1998–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 Caroline Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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