9216 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9216 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,165 sqft · built 2004
Lot Size	0.583 acres (25,395 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2023)
Tax Bill	$7,614 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0160-200`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0160-200`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,165 sqft Living Area
1st Floor Area	2,165 sqft
Basement Area	2,165 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	25,395 sqft (0.583 acres)
Lot Dimensions	178 ft deep x 120 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9216 FIELD RD
City	CLAY
State	MI
Zip	48001-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THAT PART OF LOT 1328, BEG N 86D 56M 12S E 141.61' FROM NW LOT COR, TH N 86D 56M 12S E 120', TH S 0D 51M 47S W 212.14', TH S
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT 17
Legal Lot Number	1328
Legal Unit	1328
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

9216 Field Rd is owned and occupied by an individual who bought it in September 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9216 FIELD RD, CLAY, MI 48001-4403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 25, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Apr 28, 2010 · Amount on File
Deed Document Number	202317005
Deed Book / Page	5657 / 214
Prior Transfer Date	Jan 27, 2016
Prior Transfer Doc	4686/301
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9216 FIELD RD, CLAY, MI 48001-4403
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 WOODCREEK TRL, CLARKSTON, MI 48346-3969

Mortgage

Document Number	0005649996
Date	Aug 29, 2023
Book Page	5649/996
Instrument	2023015309

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 25, 2023
Property Address	9216 FIELD RD, CLAY, MI 48001-4403
Document Number	0005657214
Book / Page	5657 / 214
Map Reference	LB 50 PG 30
Instrument Date	Aug 17, 2023
Instrument	2023017005
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9216 FIELD RD, CLAY, MI 48001-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 WOODCREEK TRL, CLARKSTON, MI 48346-3969

Tax Assessment & Valuation

The 2025 property tax bill for 9216 Field Rd was $7,614 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,900 (+7.28%)	$497,800
2025	$7,614.00 (+2.34%) Homeowner's exemption	$232,000
2024	$7,440.00		$464,000
2023		$188,500
2022	$3,517.00		$377,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9216 Field Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9216 Field Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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