9187 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9187 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,600 sqft · built 1947
Lot Size	1.34 acres (58,632 sqft)
Owner	Individual Name on Record
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0104-100`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0104-100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Living Area
1st Floor Area	1,366 sqft
Basement Area	1,146 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	58,632 sqft (1.34 acres)
Lot Dimensions	607 ft deep x 98.5 ft wide
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9187 FIELD RD
City	CLAY
State	MI
Zip	48001-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THAT PART OF LOT 1303 BEG AT SE COR LOT 1303, TH S 87 DEG 20 1/2 MIN W 98.5 FT, TH N 5 DEG 35 MIN 53 SECONDS W 634.75 FT, TH
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1303
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9187 FIELD RD, CLAY, MI 48001-4445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Jul 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 23, 2020
Transfer Doc	0000015582
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9187 FIELD RD, CLAY, MI 48001-4445
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9187 FIELD RD, CLAY, MI 48001-4445

Mortgage

Document Number	0005509258
Date	Apr 8, 2022
Book Page	5509/258
Instrument	2022009283

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9187 FIELD RD, CLAY, MI 48001-4445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050690151
Date	Jun 25, 2019
Book Page	5069/151
Instrument	2019012849

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 9, 2020
Property Address	9187 FIELD RD, CLAY, MI 48001-4445
Document Number	0052100294
Book / Page	005210 / 000294
Instrument Date	Jun 23, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	44 INCHES ST MOUNT CLEMENS MI 480432421, MOUNT CLEMENS, MI 48043-2421

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,700 (+5.19%)	$275,400 (+5.19%)
2025	$2,612.00 (+2.03%) Homeowner's exemption	$130,900 (+19.11%)
2024	$2,560.00 (+7.74%)		$261,800 (+19.11%)
2023		$109,900
2022	$2,376.00		$219,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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