9199 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9199 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1870
Lot Size	0.465 acres (20,255 sqft)
Owner	Individual Name on File
Tax Bill	$850 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0102-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0102-000`

Interior

Full Baths	1 Bath
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	20,255 sqft (0.465 acres)
Lot Depth	142 ft Depth
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9199 FIELD RD
City	CLAY
State	MI
Zip	48001-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 1301, BEG N 87D 20M 30S E 90.06' FROM SW COR OF LOT 1301, TH N 6D 52M 20S W 163.92', TH N 78D 37M 40S E 122.59', TH S 2D 39M 30S E 187.19', TH S 87D 20M 30S W 108.24' TO BEG SUPERVISOR ROY T GILBERT'S PLAT NO. 17
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1301
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records · APN 74-14-541-0102-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9199 FIELD RD, CLAY, MI 48001-4445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 13, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 19, 2026
Transfer Doc	0005905401
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9199 FIELD RD, CLAY, MI 48001-4445
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9199 FIELD RD, CLAY, MI 48001-4445

Mortgage

Document Number	0005908515
Date	Mar 25, 2026
Book Page	5908/515
Instrument	2026005386

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7 EASTON OVAL, COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2036

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 13, 2026
Property Address	9199 FIELD RD, CLAY, MI 48001-4445
Document Number	0005905401
Book / Page	5905 / 401
Instrument Date	Feb 19, 2026
Instrument	2026004645
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9199 FIELD RD, CLAY, MI 48001-4445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9199 FIELD RD, CLAY, MI 48001-4445

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (-48.3%) Homeowner's exemption	$78,100 (+21.65%)
2024	$1,644.00 (+7.52%)		$156,200 (+21.65%)
2023		$64,200
2022	$1,529.00		$128,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 151 locations within half a mile of this property.

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