9212 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9212 Palm Tree Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,492 sqft · built 1985
Lot Size0.288 acres (12,549 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Feb 2024)
Tax Bill$9,761 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-23-28-8065-01-020

Property Details

APN / Parcel Number

Primary APN16-23-28-8065-01-020
Alternative APNs
  • 282316806501020
  • 283902
  • 288748
  • 292910

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,492 sqft Living Area
Gross Area3,306 sqft
1st Floor Area2,492 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,549 sqft (0.288 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9212 PALM TREE DR
CityWINDERMERE
StateFL
Zip34786-8807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE TWO 14/147 LOT 102
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 2
Legal Phase2
Legal Tract8065
Legal Block1
Legal Lot Number102
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2032
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8065-01-020

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9212 PALM TREE DR, WINDERMERE, FL 34786-8807
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleOct 03, 2003 · Amount on Record
Deed Document Number2024119940
Prior Transfer DateSep 15, 2003
Prior Transfer Doc0000576817
Record UpdatedJun 08, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 29, 2024
Property Address9212 PALM TREE DR, WINDERMERE, FL 34786-8807
Document Number0000119940
Map ReferenceMB 14 PG 147
Instrument DateFeb 26, 2024
Instrument20240119940
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyFLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7650 CHAPELHILL DR, ORLANDO, FL 32819-5073

Transferred To (Grantee/Buyer)

NameVerified Name
Address9212 PALM TREE DR, WINDERMERE, FL 34786-8807

Mortgage

Document Number0000119941
DateFeb 29, 2024
Instrument20240119941
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateMar 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.3%
IndexSOFR Average 30-Day
Margin3
Max Rate11.3%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$542,320 (-2.41%) Land $145,000 Building $397,320$542,320 (-2.41%) Land $145,000 Building $397,320
2025$9,761.00 (+152.81%) Homeowner's exemption$555,710 (+136.72%) Land $145,000 Building $410,710$555,710 (+17.81%) Land $145,000 Building $410,710
2024$3,861.00 (+7.16%)
2023$3,603.00 (+4.53%) Homeowner's exemption$234,750 (+3%)$471,695 (+21.89%) Land $145,000 Building $326,695
2022$3,447.00 Homeowner's exemption$227,913$386,981 Land $135,000 Building $251,981

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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