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9150 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9150 Palm Tree Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,819 sqft · built 1985
Lot Size0.244 acres (10,623 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Dec 2025)
Tax Bill$5,754 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN16-23-28-8065-01-040

Property Details

APN / Parcel Number

Primary APN16-23-28-8065-01-040
Alternative APNs
  • 282316806501040
  • 283905
  • 288750
  • 292913

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,819 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,819 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,623 sqft (0.244 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9150 PALM TREE DR
CityWINDERMERE
StateFL
Zip34786-8806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE TWO 14/147 LOT 104
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 2
Legal Phase2
Legal Tract8065
Legal Block1
Legal Lot Number104
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2032
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8065-01-040

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4530 S ORANGE BLOSSOM TRL, ORLANDO, FL 32839-1704
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 22, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleJul 03, 1997 · Amount on Record
Deed Document Number2025745591
Prior Transfer DateMay 19, 2018
Prior Transfer Doc0000302494
Record UpdatedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 31, 2025
Property Address9150 PALM TREE DR, WINDERMERE, FL 34786-8806
Document Number0000745591
Map ReferenceMB 14 PG 147
Instrument DateDec 03, 2025
Instrument20250745591
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyBELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14197 LAKEVIEW PARK RD, WINTER GARDEN, FL 34787-0093

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 S ORANGE BLOSSOM TRL # 1039, ORLANDO, FL 32839-1704

Mortgage

Document Number0000745592
DateDec 31, 2025
Instrument20250745592
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateMay 22, 2018
Property Address9150 PALM TREE DR, WINDERMERE, FL 34786-8806
Document Number0000302494
Instrument DateMay 19, 2018
Instrument302494
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9150 PALM TREE DR WINDERMERE FL 347868806, WINDERMERE, FL 34786-8806

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$437,920 (+24.48%) Land $145,000 Building $292,920$437,920 (-2.23%) Land $145,000 Building $292,920
2025$5,754.00 (+4.56%) Homeowner's exemption$351,802 (+5.99%)$447,900 (+15.66%) Land $145,000 Building $302,900
2024$5,503.00 (+7.17%)
2023$5,135.00 (+4.01%) Homeowner's exemption$331,929 (+3%)$387,244 (+20.16%) Land $145,000 Building $242,244
2022$4,937.00 Homeowner's exemption$322,261 Land $135,000 Building $187,261$322,261 Land $135,000 Building $187,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hotwire Communications, Lumen Technologies, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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