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9228 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9228 Palm Tree Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,492 sqft · built 1985
Lot Size0.238 acres (10,368 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Mar 2025)
Tax Bill$4,666 (2025)
Deeds & MortgagesMay 2020 Mortgage
Mar 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-23-28-8065-01-010

Property Details

APN / Parcel Number

Primary APN16-23-28-8065-01-010
Alternative APNs
  • 282316806501010
  • 283901
  • 288747
  • 292908

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,492 sqft Living Area
Gross Area2,007 sqft
1st Floor Area1,492 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,368 sqft (0.238 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9228 PALM TREE DR
CityWINDERMERE
StateFL
Zip34786-8807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE TWO 14/147 LOT 101
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 2
Legal Phase2
Legal Tract8065
Legal Block1
Legal Lot Number101
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2032
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8065-01-010

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9228 PALM TREE DR, WINDERMERE, FL 34786-8807
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
May 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEGASTAR FIN'L
Mar 05, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 17, 2017Warranty Deed, Transfer · Conventional Mortgage
MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2025 · Amount on Record
Deed SaleMar 12, 2025 · Amount on Record
Prior SaleOct 17, 2017 · Amount on Record
Deed Document Number2025148359
Prior Transfer DateJan 19, 2018
Prior Transfer Doc0000129304
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9228 PALM TREE DR, WINDERMERE, FL 34786-8807
Document Number0000275301
Instrument DateMay 04, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address9228 PAIM TREE DR WINDERMERE FL 34786, WINDERMERE, FL 34786

Mortgage

Document Number0000275301
DateMay 11, 2020
Instrument275301
Lender
NameMEGASTAR FIN'L
TypeFunding / Finance Company
AddressDENVER, CO 80204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2050

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateMar 05, 2018
Property Address9228 PALM TREE DR, WINDERMERE, FL 34786-8807
Document Number0000129304
Instrument DateJan 19, 2018
Instrument129304
Transaction TypeTransfer
Record UpdatedMar 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9228 PALM TREE DR WINDERMERE FL 347868807, WINDERMERE, FL 34786-8807

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 17, 2017
Property Address9228 PALM TREE DR, WINDERMERE, FL 34786-8807
Document Number0000567448
Map ReferenceMB 14 PG 147
Instrument DateOct 06, 2017
Instrument20170567448
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,149.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address311 BOWIE ST APT 3007, 311, AUSTIN, TX 78703-0065

Transferred To (Grantee/Buyer)

NameVerified Name
Address9228 PALM TREE DR, WINDERMERE, FL 34786-8807

Mortgage

Document Number0000567449
DateOct 17, 2017
Instrument20170567449
Lender
NameMEGASTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$473,420 (+65.88%) Land $145,000 Building $328,420$473,420 (+12.2%) Land $145,000 Building $328,420
2025$4,666.00 (+4.97%) Homeowner's exemption$285,393 (+5.99%)$421,960 (+14.58%) Land $145,000 Building $276,960
2024$4,445.00 (+7.19%)
2023$4,147.00 (+4.3%) Homeowner's exemption$269,272 (+3%)$368,254 (+19.63%) Land $145,000 Building $223,254
2022$3,976.00 Homeowner's exemption$261,429$307,822 Land $135,000 Building $172,822

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hotwire Communications, Lumen Technologies, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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