Fluvanna County property record for 921 Middle Fork Rd, Palmyra, VA 22963
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,362 sqft · built 2021 |
| Lot Size | 4.23 acres (184,259 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Dec 2021) |
| Tax Bill | $2,255 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28 10 5 |
| Primary APN | 28 10 5 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 2,815 sqft |
| 1st Floor Area | 1,362 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 184,259 sqft (4.23 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 921 MIDDLE FORK RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-5296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | INST 210006215 AC 4.23 |
| Legal Subdivision | MINOR |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 20300 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 921 MIDDLE FORK RD, PALMYRA, VA 22963-5296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Nov 25, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 20216215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 921 MIDDLE FORK RD, PALMYRA, VA 22963-5296 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0210001633 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 210001633 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 25, 2019 |
| Property Address | 921 MIDDLE FORK RD, PALMYRA, VA 22963-5296 |
| Document Number | 0001903606 |
| Map Reference | PB 3 PG 298 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 1903606 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $277.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 SCENIC RIVER DR, COLUMBIA, VA 23038-3034 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,800 (-0.01%) Land $45,000 Building $253,800 | $298,800 (-0.01%) Land $45,000 Building $253,800 | |
| 2025 | $2,255.00 (+6.27%) | $298,820 (+18.82%) Land $45,000 Building $253,820 | $298,820 (+18.82%) Land $45,000 Building $253,820 |
| 2023 | $251,500 Land $45,000 Building $206,500 | $251,500 Land $45,000 Building $206,500 | |
| 2022 | $2,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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