Fluvanna County property record for 442 Middle Fork Rd, Palmyra, VA 22963
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 4.5 ba · 2,008 sqft · built 1999 |
| Lot Size | 95.3 acres (4,154,666 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $757,000 (Jun 2006) |
| Tax Bill | $5,287 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28 A 60 |
| Primary APN | 28 A 60 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 2,008 sqft |
| Finished Basement | 2,008 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,154,666 sqft (95.3 acres) |
| Terrain | Rolling |
| Garage Area | 3,330 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 668 |
|---|---|
| Street Address | 442 MIDDLE FORK RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-5055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | WB 67-611 95.378 |
| Legal Subdivision | BELLS FARM SUBDIVISION |
| Legal Block | 6 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20300 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 MIDDLE FORK RD, PALMYRA, VA 22963-5055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2006 · Amount on Record |
| Deed Sale | Jun 28, 2006 · Amount on Record |
| Deed Document Number | 20063743 |
| Deed Book / Page | 689 / 425 |
| Record Updated | Sep 20, 2026 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $938,400 (+0.01%) Land $315,100 Building $623,300 | $938,400 (+0.01%) Land $315,100 Building $623,300 | |
| 2025 | $5,287.00 (+11.45%) | $938,324 (+17.25%) Land $315,134 Building $623,190 | $938,324 (+17.25%) Land $315,134 Building $623,190 |
| 2023 | $800,300 Land $315,100 Building $485,200 | $800,300 Land $315,100 Building $485,200 | |
| 2022 | $4,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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