Fluvanna County property record for 456 Middle Fork Rd, Palmyra, VA 22963
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 2021 |
| Lot Size | 11.5 acres (504,425 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Nov 2020) |
| Tax Bill | $1,871 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28 10 11 |
| Primary APN | 28 10 11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 504,425 sqft (11.5 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 456 MIDDLE FORK RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-5055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | INST 200004486 AC 11.58 |
| Legal Subdivision | EVERGREEN |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20300 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 173 MILL CREEK DR, CHARLOTTESVILLE, VA 22902-8724 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Deed Document Number | 20204486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 4, 2020 |
| Property Address | 456 MIDDLE FORK RD, PALMYRA, VA 22963-5055 |
| Document Number | 0200004486 |
| Map Reference | PB 3 PG 298 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 200004486 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 MILL CREEK DR, PALMYRA, VA 22963 |
| Investor | Possibly a Property Investor |
| Document Number | 0200004487 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 200004487 |
| Name | AMERICAN FINANCIAL RESOURCES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,900 (-) Land $78,100 Building $169,800 | $247,900 (-) Land $78,100 Building $169,800 | |
| 2025 | $1,871.00 (+10.45%) | $247,900 (+23.46%) Land $78,100 Building $169,800 | $247,900 (+23.46%) Land $78,100 Building $169,800 |
| 2023 | $200,800 Land $78,100 Building $122,700 | $200,800 Land $78,100 Building $122,700 | |
| 2022 | $1,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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