921 E Gresham Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 921 E Gresham Rd, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms6.5 Baths
Year BuiltBuilt 1969
Square Footage2,560 sqft Living Area
Lot Size118,047 sqft (2.71 acres)
GarageMixed, 1,204 sqft
OccupancyOwner Occupied
Tax Bill$5,538.00 (2025)

Property Details

APN / Parcel Number

Primary APN9013-01-476-002

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Partial Baths3 Partial Baths
Total Rooms10 Rooms
Building Area2,560 sqft Living Area
1st Floor1,080 sqft 1st Floor
Basement Area2,560 sqft Basement
Finished Basement1,600 sqft Finished
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleSplit Level Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area118,047 sqft (2.71 acres)
Parking Spaces5 Parking Spaces
Garage TypeMixed Garage
Garage Area1,204 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area168 sqft Shed
Deck Area500 sqft Deck
Patio Area35 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address921 E GRESHAM RD
CityWATERLOO
StateIA
Zip50703-9535
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PORTION OF LAND IN SE 1/4 SEC 1 T 90 R 13 COM AT SE COR SAID SEC 1 TH WLY ALONG SLY LINE SAID SEC 1 134 FT TH DEFLECT RT 89
Legal Range13W
Legal Township90N
Legal Section01
JurisdictionBLACK HAWK IA
Minor Civil DivisionMOUNT VERNON
Census Blockgroup1
Census Block1000
Census Tract2604

Owner

Source: Black Hawk County records · APN 9013-01-476-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address921 E GRESHAM RD, WATERLOO, IA 50703-9535
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Deed of Trust, Mortgage · Small Business Association Mortgage
FARMERS STATE BANK
Sep 06, 2022Deed of Trust, Mortgage · Line of Credit
DENVER SAVINGS BANK
May 20, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
DUPACO COMMUNITY CREDIT UNION
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
DENVER SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address921 E GRESHAM RD, WATERLOO, IA 50703-9535
Transaction TypeMortgage
Record UpdatedJul 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300016932
DateJun 16, 2023
Instrument202300016932
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address921 E GRESHAM RD, WATERLOO, IA 50703-9535
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300003990
DateSep 06, 2022
Instrument202300003990
Lender
NameDENVER SAVINGS BANK
TypeBank
AddressDENVER, IA 50622
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 29, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address921 E GRESHAM RD, WATERLOO, IA 50703-9535
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900017258
DateMay 20, 2019
Instrument201900017258
Lender
NameDUPACO COMMUNITY CREDIT UNION
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Interest
Rate TypeAdjustable Rate
Rate5.3%
Type Change DateJun 01, 2024
IndexOther

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address921 E GRESHAM RD, WATERLOO, IA 50703-9535
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100013195
DateDec 22, 2020
Instrument202100013195
Lender
NameDENVER SAVINGS BANK
TypeBank
AddressDENVER, IA 50622
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,538.00 Homeowner's exemption$493,980 (+16.07%) Land $69,000 Building $424,980$493,980 (+16.07%) Land $69,000 Building $424,980
2024$5,538.00 (+5.29%)
2023$425,580 (+22.88%) Land $57,500 Building $368,080$425,580 (+22.88%) Land $57,500 Building $368,080
2022$5,260.00$346,340 Land $46,000 Building $300,340
2021$346,340 Land $46,000 Building $300,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 24% of Iowa
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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