Black Hawk County property record for 1111 E Gresham Rd, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1920 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 142,005 sqft (3.26 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,788.00 (2025) |
| Primary APN | 9012-06-351-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 960 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Attic Area | 192 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 768 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 142,005 sqft (3.26 acres) |
| Shed | 1 Shed |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 64 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 30 sqft Porch |
| Lean-To | Lean-To |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1111 E GRESHAM RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9536 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF THE S FRTL 1/2 OF THE SW 1/4 SEC 6 T 90 R 12 BOUNDED AS FOLLOWS BEG AT THE SW COR OF SAID SEC TH N 256.10 FT TH S 89 |
| Legal Range | 12W |
| Legal Township | 90N |
| Legal Section | 06 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | BENNINGTON |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 2700 |
Source: Black Hawk County records · APN 9012-06-351-003
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1111 E GRESHAM RD, WATERLOO, IA 50703-9536 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit UNITE CU |
| Aug 01, 2022 | Deed of Trust, Mortgage · Line of Credit UNITE CU |
| Aug 15, 2017 | Deed of Trust, Mortgage · Line of Credit UNI CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1111 E GRESHAM RD, WATERLOO, IA 50703-9536 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202300005241 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 202300005241 |
| Name | UNITE CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1111 E GRESHAM RD, WATERLOO, IA 50703-9536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1111 E GRESHAM RD, WATERLOO, IA 50703-9536 |
| Document Number | 202300001722 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 202300001722 |
| Name | UNITE CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1111 E GRESHAM RD, WATERLOO, IA 50703-9536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2018-00002765 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 2018-00002765 |
| Name | UNI CREDIT UNION |
|---|---|
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 20, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Denver Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,788.00 Homeowner's exemption | $159,180 (+9.55%) Land $75,000 Building $84,180 | $159,180 (+9.55%) Land $75,000 Building $84,180 |
| 2024 | $1,788.00 (+16.56%) | ||
| 2023 | $145,310 (+32.95%) Land $62,500 Building $82,810 | $145,310 (+32.95%) Land $62,500 Building $82,810 | |
| 2022 | $1,534.00 Homeowner's exemption | $109,300 Land $50,000 Building $59,300 | |
| 2021 | $109,300 Land $50,000 Building $59,300 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 24% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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