Black Hawk County property record for 201 E Gresham Rd, Waterloo, IA 50703 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,960 sqft Living Area |
| Lot Size | 319,294 sqft (7.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $790,000 (2024) |
| Tax Bill | $8,258.00 (2025) |
| Primary APN | 9013-01-354-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,960 sqft Living Area |
| 1st Floor | 2,960 sqft 1st Floor |
| Basement Area | 2,960 sqft Basement |
| Finished Basement | 950 sqft Finished |
| Unfinished Basement | 2,960 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 319,294 sqft (7.33 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,440 sqft Garage |
| Deck Area | 320 sqft Deck |
| Patio Area | 216 sqft Patio |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 201 E GRESHAM RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9535 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART W 1/2 OF S 1/2 OF S 1/2 SW SEC 01 T 90 R 13 DESC COM SW COR SEC 01 TH S 89 DEG 40 MIN 58 SEC E 788.95 FT ALONG S LINE OF |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 01 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | MOUNT VERNON |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 2604 |
Source: Black Hawk County records · APN 9013-01-354-003
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 201 E GRESHAM RD, WATERLOO, IA 50703-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Sep 08, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2024 · Amount on Record |
| Deed Sale | Sep 08, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2024 · Amount on Record |
| Deed Doc Number | 20243490 |
| Prior Transfer Date | Jul 19, 2023 |
| Prior Transfer Doc | 0000001513 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 02, 2026 |
| Property Address | 201 E GRESHAM RD, WATERLOO, IA 50703-9535 |
| Document Number | 0000007993 |
| Instrument Date | May 27, 2026 |
| Instrument | 20267993 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 201 E GRESHAM RD, WATERLOO, IA 50703-9535 |
| Document Number | 0000007993, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 20267993 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 08, 2023 |
| Property Address | 201 E GRESHAM RD, WATERLOO, IA 50703-9535 |
| Document Number | 202400003490 |
| Map Reference | DOC 2005-9949 |
| Instrument Date | Sep 01, 2023 |
| Instrument | 202400003490 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,263.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 201 E GRESHAM RD, WATERLOO, IA 50703-9535 |
| Document Number | 202400003491 |
|---|---|
| Date | Sep 08, 2023 |
| Instrument | 202400003491 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Denver Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,258.00 Homeowner's exemption | $767,020 (+34.34%) Land $96,000 Building $671,020 | $767,020 (+34.34%) Land $96,000 Building $671,020 |
| 2024 | $8,258.00 (+18.01%) | ||
| 2023 | $570,940 (+25.09%) Land $29,910 Building $541,030 | $570,940 (+25.09%) Land $29,910 Building $541,030 | |
| 2022 | $6,998.00 Homeowner's exemption Additional exemption filed | $456,440 Land $24,010 Building $432,430 | |
| 2021 | $456,440 Land $24,010 Building $432,430 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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