Polk County property record for 921 E 12th St, Des Moines, IA 50316
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 3 ba · 4,658 sqft · built 1868 |
| Lot Size | 0.099 acres (4,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Dec 2024) |
| Tax Bill | $3,168 (2024) |
| Deeds & Mortgages | Oct 2026 Mortgage Dec 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040/04473-001-000 |
| Primary APN | 040/04473-001-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 4,658 sqft Gross Area |
| 1st Floor Area | 2,080 sqft |
| Upper Floors Area | 389 sqft |
| Basement Area | 1,800 sqft |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1868 |
| Exterior Material | Metal Siding |
| Construction Type | Metal Frame |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 4,300 sqft (0.099 acres) |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 921 E 12TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-2919 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R1-60 |
| Legal Description | W 85.5 F N 50 F LOTS 11 & 12 BLK 15 STEWARTS ADDITION |
| Legal Subdivision | STEWARTS ADDITION |
| Legal Block | 15 |
| Legal Lot Number | 11,12 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 4800 |
Source: Polk County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 921 E 12TH ST, DES MOINES, IA 50316-2919 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Dec 13, 2024 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Oct 25, 2017 | Grant Deed, Transfer · Line of Credit STATE SVGS |
| May 16, 2017 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Prior Sale | May 10, 2021 · Amount on Record |
| Deed Document Number | 202465661 |
| Deed Book / Page | 19999 / 657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Oct 2, 2026 |
| Property Address | 921 E 12TH ST, DES MOINES, IA 50316-2919 |
| Document Number | 0000061017 |
| Book / Page | 20677 / 445 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202661017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2809 FLINT HILLS DR, BURLINGTON, IA 52601-1705 |
| Document Number | 0000061017, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 20677/445 |
| Instrument | 202661017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 13, 2024 |
| Property Address | 921 E 12TH ST, DES MOINES, IA 50316-2919 |
| Document Number | 0000065661 |
| Book / Page | 19999 / 657 |
| Instrument Date | Dec 11, 2024 |
| Instrument | 2024-00065661 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 E 12TH ST, DES MOINES, IA 50316-2919 |
| Document Number | 0000065662 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | 2024-00065662 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 10, 2021 |
| Property Address | 921 E 12TH ST, DES MOINES, IA 50316-2919 |
| Document Number | 202100048354 |
| Book / Page | 18521 / 265 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021-00048354 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 E 12TH ST, DES MOINES, IA 50316-2919 |
| Document Number | 202100048356 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-00048356 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Oct 25, 2017 |
| Property Address | 921 E 12TH ST, DES MOINES, IA 50316-2919 |
| Document Number | 0000035075 |
| Book / Page | 016697 / 000667 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 35075 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1460 DOVER BAY DR CLIVE IA 503258329, CLIVE, IA 50325-8329 |
| Document Number | 35077 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 016697/000672 |
| Instrument | 35077 |
| Name | STATE SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | WEST DES MOINES, IA 50265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 24, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 16, 2017 |
| Property Address | 921 E 12TH ST, DES MOINES, IA 50316-2919 |
| Document Number | 0000094218 |
| Book / Page | 016479 / 000979 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 94218 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 17009 DES MOINES IA 503179401, DES MOINES, IA 50317-9401 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174,000 (+8.07%) Land $11,400 Building $162,600 | $174,000 (+8.07%) Land $11,400 Building $162,600 | |
| 2024 | $3,168.00 (-11.71%) | ||
| 2023 | $161,000 (+22.9%) Land $10,000 Building $151,000 | $161,000 (+22.9%) Land $10,000 Building $151,000 | |
| 2022 | $131,000 Land $8,400 Building $122,600 | ||
| 2021 | $131,000 Land $8,400 Building $122,600 | ||
| 2020 | $3,588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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