Polk County property record for 912 E 12th St, Des Moines, IA 50316
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 2,384 sqft · built 1895 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2024) |
| Tax Bill | $440 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040/04369-000-000 |
| Primary APN | 040/04369-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,384 sqft Gross Area |
| 1st Floor Area | 1,216 sqft |
| Attic | Attic |
| Attic Area | 502 sqft |
| Basement Area | 502 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 164 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 912 E 12TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-2944 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S 50 F LOTS 7 & 8 BLK 8 STEWARTS ADDITION |
| Legal Subdivision | STEWARTS ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 7,8 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 4800 |
Source: Polk County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 912 E 12TH ST, DES MOINES, IA 50316-2944 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Apr 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU |
| Apr 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Dec 2, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on Record |
| Deed Sale | Apr 12, 2024 · Amount on Record |
| Prior Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 202417226 |
| Deed Book / Page | 19767 / 494 |
| Prior Transfer Date | Mar 14, 2001 |
| Prior Transfer Doc | 0000067668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 912 E 12TH ST, DES MOINES, IA 50316-2944 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 912 E 12TH ST, DES MOINES, IA 50316-2944 |
| Document Number | 0000009906 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 20428/795 |
| Instrument | 2026-00009906 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | 2355 LANDON RD, NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 912 E 12TH ST, DES MOINES, IA 50316-2944 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000017228 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 19767/510 |
| Instrument | 2024-00017228 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | 2355 LANDON RD, NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 5, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 912 E 12TH ST, DES MOINES, IA 50316-2944 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000017227 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 19767/496 |
| Instrument | 2024-00017227 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | 2355 LANDON RD, NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 13.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 2, 2021 |
| Property Address | 912 E 12TH ST, DES MOINES, IA 50316-2944 |
| Document Number | 0000126225 |
| Book / Page | 18888 / 806 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021-00126225 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $31.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 E 12TH ST, DES MOINES, IA 50316-2944 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,600 (+358.04%) Land $14,500 Building $88,100 | $102,600 (+358.04%) Land $14,500 Building $88,100 | |
| 2024 | $440.00 (-73.72%) | ||
| 2023 | $22,400 (-69.73%) Land $12,400 Building $10,000 | $22,400 (-69.73%) Land $12,400 Building $10,000 | |
| 2022 | $74,000 Land $9,900 Building $64,100 | ||
| 2021 | $74,000 Land $9,900 Building $64,100 | ||
| 2020 | $1,674.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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