911 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 911 E 12th St, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,899 sqft · built 1940
Lot Size0.072 acres (3,150 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Jun 2025)
Tax Bill$3,362 (2024)
Deeds & MortgagesJun 2025 Sale & Mortgage
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7824-03-209-018

Property Details

APN / Parcel Number

Primary APN7824-03-209-018
Alternative APNs
  • 040/04461-000-000
  • 040/04461-000-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,899 sqft Living Area
Gross Area8,854 sqft
1st Floor Area1,115 sqft
Upper Floors Area784 sqft
Basement Area804 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1940
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,150 sqft (0.072 acres)
Lot Dimensions42 ft deep x 75 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address911 E 12TH ST
CityDES MOINES
StateIA
Zip50316-2943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-60
Legal DescriptionN 42F LOT 1 & N 42F W 1/2 LOT 2 BLK 15 STEWARTS ADDITION
Legal Range24W
Legal Township78N
Legal Section2
Legal SubdivisionSTEWARTS ADD
Legal Block15
Legal Lot Number1,2
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1021
Census Tract4800

Owner

911 E 12th St is owned and occupied by an individual who bought it in June 2025.

Source: Polk County records, as of October 15, 2025

Owner of RecordIndividual Name on File
Mailing Address911 E 12TH ST, DES MOINES, IA 50316-2943
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2025Warranty Deed, Transfer · FHA Mortgage
GREENSTATE CU
May 12, 2023Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Mar 2, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2025 · Amount on File
Deed SaleJun 11, 2025 · Amount on File
Prior SaleMay 12, 2023 · Amount on File
Deed Document Number2025-00033261
Deed Book / Page20168 / 91
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJun 11, 2025
Property Address911 E 12TH ST, DES MOINES, IA 50316-2943
Document Number0000033261
Book / Page20168 / 91
Instrument DateMay 28, 2025
Instrument2025-00033261
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$327.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 E 12TH ST, DES MOINES, IA 50316-2943

Mortgage

Document Number0000033262
DateJun 11, 2025
Instrument2025-00033262
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2055

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMay 12, 2023
Property Address911 E 12TH ST, DES MOINES, IA 50316-2943
Document Number0000023005
Book / Page19471 / 872
Instrument DateApr 19, 2023
Instrument2023-00023005
Transaction TypeTransfer
Record UpdatedDec 1, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$301.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 E 12TH ST, DES MOINES, IA 50316-2943

Mortgage

Document Number0000023006
DateMay 12, 2023
Instrument2023-00023006
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 5, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateJun 5, 2030
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.62%
Index1-Year T-Bill
Max Rate12.6%

Mortgage

Document Number0000023007
DateMay 12, 2023
Book Page19471/888
Instrument2023-00023007
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueJun 5, 2033

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMar 2, 2022
Property Address911 E 12TH ST, DES MOINES, IA 50316-2943
Document Number0000016679
Book / Page19007 / 380
Instrument DateFeb 22, 2022
Instrument2022-00016679
Transaction TypeTransfer
Record UpdatedDec 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 JORDAN CREEK PKWY, WEST DES MOINES, IA 50266-5952

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$201,800 Land $7,400 Building $194,400$201,800 Land $7,400 Building $194,400
2024$3,362.00
2023$132,100 Land $7,400 Building $124,700$132,100 Land $7,400 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 911 E 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 911 E 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

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