921 Congress St, Ottawa, IL 61350 Property Records

LaSalle County property record for 921 Congress St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1926
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-400-018`

Property Details

APN / Parcel Number

Primary APN	`21-12-400-018`
Alternative APN	`18-12-401-018`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,224 sqft Total Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	921 CONGRESS ST
City	OTTAWA
State	IL
Zip	61350-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTWOOD SUB, LT 1 & E11.60' OF N93' LT 2 SEC 12-33-3
Legal Range	03
Legal Township	33
Legal Section	12
Legal Subdivision	EASTWOOD SUB
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	5
Census Block	5019
Census Tract	962300

Owner

Source: LaSalle County records · APN 21-12-400-018

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	921 CONGRESS ST, OTTAWA, IL 61350-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 18, 2019
Property Address	921 CONGRESS ST, OTTAWA, IL 61350-3023
Document Number	201913939
Instrument Date	Oct 01, 2019
Instrument	201913939
Transaction Type	Transfer
Record Updated	Jun 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 CONGRESS ST, OTTAWA, IL 61350-3023

Mortgage

Document Number	201913940
Date	Oct 18, 2019
Instrument	201913940

Lender

Name	OTTAWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,923.00 (+9.21%)	$45,114 (+23.3%) Land $8,886 Building $36,228	$135,342 (+23.3%) Land $26,658 Building $108,684
2024	$3,592.00
2023		$36,588 (+10.18%) Land $7,207 Building $29,381	$109,764 (+10.18%) Land $21,621 Building $88,143
2022		$33,207 Land $9,863 Building $23,344	$99,621 Land $29,589 Building $70,032

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), as of March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170999623005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	38 (1979–2020)
Claims Outside the SFHA	13 of 38
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims Severe Storms And Flooding, Sep 2008 · 9 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 195 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0990800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OTTAWA serves 18,097 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.