LaSalle County property record for 909 Congress St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1,175 sqft · built 1936 |
| Lot Size | 0.249 acres (10,852 sqft) |
| Owner | Individual on Record |
| Last Sale | $237,500 (Feb 2026) |
| Tax Bill | $5,858 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-400-004 |
| Primary APN | 21-12-400-004 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,175 sqft Total Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 10,852 sqft (0.249 acres) |
| Street Address | 909 CONGRESS ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTWOOD SUB, LT 6 & W1/2 LT 5 SEC 12-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 12 |
| Legal Subdivision | EASTWOOD SUB |
| Legal Lot Number | 6-5 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 962300 |
Source: LaSalle County assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 909 CONGRESS ST, OTTAWA, IL 61350-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG CORP |
| Feb 18, 2026 | Intrafamily Transfer, Transfer HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | Feb 18, 2026 |
| Deed Document Number | 20261531 |
| Prior Transfer Date | Jan 13, 2026 |
| Prior Transfer Doc | 0202601530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Feb 18, 2026 |
| Property Address | 909 CONGRESS ST, OTTAWA, IL 61350-3023 |
| Document Number | 0202601531 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 2026-01531 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 CONGRESS ST, OTTAWA, IL 61350-3023 |
| Document Number | 0202601532 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026-01532 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Feb 18, 2026 |
| Property Address | 909 CONGRESS ST, OTTAWA, IL 61350-3023 |
| Document Number | 0202601530 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026-01530 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2716 EMERALD DR, OTTAWA, IL 61350-1080 |
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,858.00 (+8.64%) | $64,401 (+10.36%) Land $11,720 Building $52,681 | $193,203 (+10.36%) Land $35,160 Building $158,043 |
| 2024 | $5,392.00 | $58,356 (+11.73%) Land $10,620 Building $47,736 | $175,068 (+11.73%) Land $31,860 Building $143,208 |
| 2023 | $52,229 (+10.18%) Land $9,505 Building $42,724 | $156,687 (+10.18%) Land $28,515 Building $128,172 | |
| 2022 | $47,404 Land $12,404 Building $35,000 | $142,212 Land $37,212 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 38 (1979–2020) |
| Claims Outside the SFHA | 13 of 38 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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