915 Congress St, Ottawa, IL 61350 Property Records

LaSalle County property record for 915 Congress St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,456 sqft · built 1911
Lot Size0.166 acres (7,231 sqft)
OwnerIndividual Name on Record
Last Sale$86,000 (Aug 2014)
Tax Bill$4,957 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-400-006

Property Details

APN / Parcel Number

Primary APN21-12-400-006
Alternative APN
  • 18-12-401-006

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,456 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Lot Area7,231 sqft (0.166 acres)

Location & Zoning

Street Address915 CONGRESS ST
CityOTTAWA
StateIL
Zip61350-3023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTWOOD SUB, LT 3 SEC 12-33-3
Legal Range03
Legal Township33
Legal Section12
Legal SubdivisionEASTWOOD SUB
Legal Block3
Legal Lot Number3
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group5
Census Block5019
Census Tract962300

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address915 CONGRESS ST, OTTAWA, IL 61350-3023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2014 · Amount on Record
Deed SaleAug 1, 2014 · Amount on Record
Deed Document Number201414317
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address915 CONGRESS ST, OTTAWA, IL 61350-3023
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202302784
DateMar 27, 2023
Instrument2023-02784
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term252 Months
DueAug 1, 2044

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,957.00 (+8.85%)$55,423 (+23.3%) Land $8,350 Building $47,073$166,269 (+23.3%) Land $25,050 Building $141,219
2024$4,554.00
2023$44,948 (+10.18%) Land $6,772 Building $38,176$134,844 (+10.18%) Land $20,316 Building $114,528
2022$40,795 Land $10,312 Building $30,483$122,385 Land $30,936 Building $91,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Congress St

Nearby Streets

Search Property Records by Address or Parcel Number