9205 Amber Downs Dr, McKinney, TX 75072 Property Records

Collin County property record for 9205 Amber Downs Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,155 sqft · built 2006
Owner	2 Individual Names on File
Tax Bill	$9,356 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8038-00D-0260-1`

Property Details

APN / Parcel Number

Primary APN	`R-8038-00D-0260-1`
Alternative APN	`2510166`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,155 sqft Living Area
Gross Area	3,565 sqft
2nd Floor Area	1,363 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2510166
Street Address	9205 AMBER DOWNS DR
City	MCKINNEY
State	TX
Zip	75072-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT AT WESTRIDGE THE (CMC), BLK D, LOT 26
Legal Subdivision	SUMMIT AT WESTRIDGE THE (CMC)
Legal Block	D
Legal Lot Number	26
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1019
Census Tract	30539

Owner

9205 Amber Downs Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9205 AMBER DOWNS DR, MCKINNEY, TX 75072-4932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 15, 2020	Warranty Deed, Transfer ZILLOW HM LNS LLC
Apr 10, 2019	Deed of Trust, Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020
Deed Sale	Jun 15, 2020
Prior Sale	Aug 8, 2006
Deed Document Number	20200615000892840
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	9205 AMBER DOWNS DR, MCKINNEY, TX 75072-4932
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001805990
Date	Sep 4, 2021
Instrument	20210904001805990

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 15, 2020
Property Address	9205 AMBER DOWNS DR, MCKINNEY, TX 75072-4932
Document Number	0000892840
Instrument Date	Mar 16, 2020
Instrument	892840
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	TX TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9205 AMBER DOWNS DR MCKINNEY TX 750724932, MCKINNEY, TX 75072-4932

Mortgage

Document Number	892850
Date	Jun 15, 2020
Instrument	892850

Lender

Name	ZILLOW HM LNS LLC
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	9205 AMBER DOWNS DR, MCKINNEY, TX 75072-4932
Document Number	0000544550
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9205 AMBER DOWNS DR MCKINNEY TX 750724932, MCKINNEY, TX 75072-4932

Mortgage

Document Number	0000544550
Date	May 15, 2019
Instrument	544550

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Frisco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$564,000 Land $130,000 Building $434,000	$564,000 Land $130,000 Building $434,000
2024	$9,356.00
2023		$541,258 Land $110,000 Building $431,258	$541,258 Land $110,000 Building $431,258
2022	$10,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9205 Amber Downs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9205 Amber Downs Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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