9203 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9203 Oak Tree Cir, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,888 sqft · built 1973
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$469,900 (May 2025)
Tax Bill	$3,851 (2025)
Flood Zone	Zone X (minimal risk)
APN	`08-219001`

Property Details

APN / Parcel Number

Primary APN	`08-219001`
Alternative APNs	`8219001` `219001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,238 sqft
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Shed	1 Shed
Shed Area	1,600 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	219001
Street Address	9203 OAK TREE CIR
City	FREDERICK
State	MD
Zip	21701-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT87 BLK A SEC 2 .55 W/S OAK TREE CIRCLE WISPERREN OAKS
Legal Subdivision	WISPERREN OAKS
Legal Block	A
Legal Lot Number	87
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	1
Census Block	1013
Census Tract	751702

Owner

9203 Oak Tree Cir is owned and occupied by two individuals who bought it in May 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9203 OAK TREE CIR, FREDERICK, MD 21701-2238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Deed Book / Page	17363 / 388
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 9203 Oak Tree Cir was $3,851.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,667	$445,800 Land $130,200 Building $315,600
2025	$3,851.00
2023	$2,928.00 Homeowner's exemption	$250,967	$303,100 Land $130,200 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9203 Oak Tree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9203 Oak Tree Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20