9202 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9202 Oak Tree Cir, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,832 sqft · built 1973
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Tax Bill$3,718 (2025)
Flood ZoneZone X (minimal risk)
APN08-220980

Property Details

APN / Parcel Number

Primary APN08-220980
Alternative APNs
  • 8220980
  • 220980

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,832 sqft Living Area
1st Floor Area1,132 sqft
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area29,621 sqft (0.68 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number220980
Street Address9202 OAK TREE CIR
CityFREDERICK
StateMD
Zip21701-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT28 BLK A SEC 2 .68 E/S OAK TREE CIRCLE WISPERREN OAKS
Legal SubdivisionWISPERREN OAKS
Legal BlockA
Legal Lot Number28
JurisdictionFREDERICK MD
Township / Civil Division8, LIBERTY
Census Block Group1
Census Block1012
Census Tract751702

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9202 OAK TREE CIR, FREDERICK, MD 21701-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,900 (+23.21%)$372,700 (+17.39%) Land $138,400 Building $234,300
2025$3,718.00 (+14.82%)
2023$3,238.00 Homeowner's exemption$272,633$317,500 Land $138,400 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak Tree Cir

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