9201 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9201 Oak Tree Cir, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,734 sqft · built 1973
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2016)
Tax Bill	$4,262 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-218943`

Property Details

APN / Parcel Number

Primary APN	`08-218943`
Alternative APNs	`8218943` `218943`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,734 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,134 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Deck Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	218943
Street Address	9201 OAK TREE CIR
City	FREDERICK
State	MD
Zip	21701-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 88, BLK. A SECT. WISPERREN OAKS WISPERREN OAKS
Legal Subdivision	WISPERREN OAKS
Legal Block	A
Legal Lot Number	88
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	1
Census Block	1013
Census Tract	751702

Owner

9201 Oak Tree Cir is owned and occupied by two individuals who bought it in March 2016.

Source: Frederick County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9201 OAK TREE CIR, FREDERICK, MD 21701-2238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2016 · Amount on File
Deed Sale	Mar 10, 2016 · Amount on File
Prior Sale	Feb 20, 2015 · Amount on File
Deed Book / Page	11028 / 461
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0067270158
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9201 OAK TREE CIR, FREDERICK, MD 21701-2238
Document Number	0142600235
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9201 OAK TREE CIR FREDERICK MD 217012238, FREDERICK, MD 21701-2238

Mortgage

Document Number	0142600235
Date	Nov 12, 2020
Book Page	014260/000235

Lender

Name	TOWNE BK
Type	Bank
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 11, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$381,700 Land $135,200 Building $246,500	$381,700 Land $135,200 Building $246,500
2024	$4,262.00 (+8.42%)
2023	$3,931.00 Homeowner's exemption	$331,633	$381,700 Land $135,200 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9201 Oak Tree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9201 Oak Tree Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20