920 Truro Ln, Waldorf, MD 20601 Property Records

Charles County property record for 920 Truro Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,560 sqft · built 1975
Lot Size	0.561 acres (24,447 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2021)
Tax Bill	$11,805 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-033285`

Property Details

APN / Parcel Number

Primary APN	`08-033285`
Alternative APNs	`8033285` `033285`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,447 sqft (0.561 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Enclosed Porch
Porch Area	200 sqft
Deck Area	1,569 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	033285
Street Address	920 TRURO LN
City	WALDORF
State	MD
Zip	20601-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-62 B-A S-1 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	A
Legal Lot Number	62
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1014
Census Tract	850801

Owner

Source: Charles County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 TRURO LN, WALDORF, MD 20601-3350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Mar 14, 2008
Deed Book / Page	11874 / 243
Prior Transfer Date	Feb 21, 2008
Prior Transfer Doc	0065880478
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 10, 2021
Property Address	920 TRURO LN, WALDORF, MD 20601-3350
Document Number	0118740243
Book / Page	11874 / 243
Map Reference	MB PCM 12 PL 8
Instrument Date	Jun 7, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	PRIME TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	920 TRURO LN, WALDORF, MD 20601-3350

Mortgage

Document Number	11874249
Date	Jun 10, 2021
Instrument	11874/249

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,805.00 (+157.08%)	$394,300 (+21.66%)	$429,400 (+32.49%) Land $102,700 Building $326,700
2023	$4,592.00	$324,100 Land $90,500 Building $233,600	$324,100 Land $90,500 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	22 (1983–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20