918 Truro Ln, Waldorf, MD 20601 Property Records

Charles County property record for 918 Truro Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1975
Lot Size	0.333 acres (14,490 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Mar 2021)
Tax Bill	$9,809 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-032629`

Property Details

APN / Parcel Number

Primary APN	`08-032629`
Alternative APNs	`8032629` `032629`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,490 sqft (0.333 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	032629
Street Address	918 TRURO LN
City	WALDORF
State	MD
Zip	20601-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-61 B-A S-1 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	A
Legal Lot Number	61
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1014
Census Tract	850801

Owner

Source: Charles County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	918 TRURO LN, WALDORF, MD 20601-3350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 12, 2017	Grant Deed, Transfer · FHA Mortgage NFM LNDG
Sep 12, 2017	Quit Claim Deed, Transfer CHOICE SETTLEMENT GROUP LLC
Sep 12, 2017	Grant Deed, Transfer CHOICE SETTLEMENT GROUP LLC, CHOICE SETTLEMENT GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Book / Page	11648 / 407
Prior Transfer Date	Jun 30, 2017
Prior Transfer Doc	0099870138
Record Updated	Jun 8, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 1, 2021
Property Address	918 TRURO LN, WALDORF, MD 20601-3350
Document Number	0116480407
Book / Page	11648 / 407
Map Reference	MB PCM 12 PL 8
Instrument Date	Feb 8, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TRUSTED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	918 TRURO LN, WALDORF, MD 20601-3350

Mortgage

Document Number	11648413
Date	Mar 1, 2021
Instrument	11648/413

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 12, 2017
Property Address	918 TRURO LN, WALDORF, MD 20601-3350
Document Number	0099870114
Book / Page	009987 / 000114
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CHOICE SETTLEMENT GROUP LLC, CHOICE SETTLEMENT GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 TRURO LN WALDORF MD 206013350, WALDORF, MD 20601-3350

Mortgage

Document Number	99870122
Date	Sep 12, 2017
Book Page	009987/000122

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 12, 2017
Property Address	918 TRURO LN, WALDORF, MD 20601-3350
Document Number	0099870138
Book / Page	009987 / 000138
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	CHOICE SETTLEMENT GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	918 TRURO LN WALDORF MD 206013350, WALDORF, MD 20601-3350

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 12, 2017
Property Address	918 TRURO LN, WALDORF, MD 20601-3350
Document Number	0099870143
Book / Page	009987 / 000143
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	CHOICE SETTLEMENT GROUP LLC, CHOICE SETTLEMENT GRP LLC

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	918 TRURO LN WALDORF MD 206013350, WALDORF, MD 20601-3350

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,809.00 (+146.89%) Homeowner's exemption	$328,133 (+18.29%)	$353,500 (+27.43%) Land $97,700 Building $255,800
2023	$3,973.00	$277,400 Land $85,500 Building $191,900	$277,400 Land $85,500 Building $191,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	22 (1983–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Truro Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures