919 Truro Ln, Waldorf, MD 20601 Property Records

Charles County property record for 919 Truro Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,220 sqft · built 1975
Lot Size	0.303 acres (13,206 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (Mar 2026)
Tax Bill	$10,701 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-032696`

Property Details

APN / Parcel Number

Primary APN	`08-032696`
Alternative APNs	`8032696` `032696`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,206 sqft (0.303 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	032696
Street Address	919 TRURO LN
City	WALDORF
State	MD
Zip	20601-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-65 B-A S-1 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	A
Legal Lot Number	65
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1014
Census Tract	850801

Owner

Source: Charles County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9813 LEIGHLAND CT, WALDORF, MD 20603-4104
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 11, 2019	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	2026
Deed Book / Page	13997 / 178
Prior Transfer Date	Mar 20, 2013
Prior Transfer Doc	0081680414
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 18, 2026
Property Address	919 TRURO LN, WALDORF, MD 20601-3350
Document Number	0139970178
Book / Page	13997 / 178
Map Reference	MB PCM 12 FO 8
Instrument Date	Mar 13, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9813 LEIGHLAND CT, WALDORF, MD 20603-4104

Mortgage

Document Number	0013997186
Date	Mar 18, 2026
Instrument	13997/186

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 11, 2019
Property Address	919 TRURO LN, WALDORF, MD 20601-3350
Document Number	0108220244
Book / Page	010822 / 000244
Instrument Date	Sep 10, 2019
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 OLD ORCHARD LN MONROE OH 450501614, MONROE, OH 45050-1614

Mortgage

Document Number	108220254
Date	Oct 11, 2019
Book Page	010822/000254

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,701.00 (+154.66%)	$352,367 (+19.57%)	$381,200 (+29.35%) Land $97,100 Building $284,100
2023	$4,202.00	$294,700 Land $84,900 Building $209,800	$294,700 Land $84,900 Building $209,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	22 (1983–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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